Steve S. Here is the answer you need to know. If you study finance, you will see you can substantially boost your turns by borrowing at a cheaper WACC (weighted cost of capital). The issue becomes, "are you earning more form the rental income and property capital appreciation than what it is costing you." Also, keep in mind leverage is risky in the sense that loans take priority over you. If a lender like us lends to you at 70%, property values can go down 30%. We are fairly break even, provided you pay. You have lost 100% of your equity though. As you can see, it increases risk. So, should you get leverage? The answer is, are you comfortable with the risk and the reward of doing so? And are you earning more money than you otherwise would? Eventually, you may want to do cash flow models and projections.
