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All Forum Posts by: Vivy Kaufman

Vivy Kaufman has started 1 posts and replied 4 times.

Quote from @Wayne Brooks:

@Vivy Kaufman Yes, but you'd need to make sure the house condition qualifies for an FHA loan, execute a proper purchase agreement with 45 days or so to close, etc.

First step is to get pre approved with a lender for an FHA and seek their guidance for this along with a recommendation for a title company.


 Thank you for your answer. I'll need a lawyer to make this contract. Or how do I make this contract legitimate, preventing the seller from changing his mind.

Quote from @Bjorn Ahlblad:

@Vivy Kaufman welcome to BP! Possible probably. Is it for you? Most likely not recommended. You will have no idea if you are getting a deal or a dog unless you know how to underwrite. You won't know about disclosures, title transfers, laws. 

I am not a realtor or a lender and have no iron in the fire, this does not have the makings of a positive outcome for you. All the best!   

Thank you. I try to get other way because in the school area I want the houses costing 450+, I don't have a loan greater than 400k, so I'll only get the house in the area I want if it's off market. I don't see another solution. But my lender will also need to appraise the property.
Quote from @Bjorn Ahlblad:

@Vivy Kaufman welcome to BP! Possible probably. Is it for you? Most likely not recommended. You will have no idea if you are getting a deal or a dog unless you know how to underwrite. You won't know about disclosures, title transfers, laws. 

I am not a realtor or a lender and have no iron in the fire, this does not have the makings of a positive outcome for you. All the best!   


Would it be possible to buy a house off the market, without a realtor, with an FHA loan?