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All Forum Posts by: Vanessa Homuth

Vanessa Homuth has started 4 posts and replied 11 times.

Private Lending & Conventional Mortgage Advice

Post: thoughts on IO mortgages

Vanessa HomuthPosted
  • Investor
  • Denver, CO
  • Posts 13
  • Votes 2

We are planning to finance an investment property using a 7 yr ARM. Our broker inquired whether we want an interest only in first 10 yrs. The interest rate is only 0.125 higher than a traditional ARM. The IO frees up an extra $110 monthly cash flow during the 10 yr period, and improves the IRR. Should we do the IO and just refinance at year 7? Welcome any advice on how to think about this.

0 Votes