All Forum Posts by: Tyler Cotter

Hey Braden,

It appears a REFI will be your best option. A HELOC is an open line of credit and is not a great solution if your going to input your money into another home. In todays market, a HELOC will also be higher than cashout refi rates. Id love to talk more about your options. Ill send a you a PM. Thanks and good luck.

Hey Kevin, 

Welcome to CA! Ill send you my number and lets connect 

Hey Andrew, 

I'd love to get in contact. I'll send you a PM. Talk to you soon. 

Hey Matt,

Where's the property located? 

Hey Robert,

Love to chat and learn something from one another. Check your messages. 

Hello Denise, 

Seeing a lot of STR questions popping up in the forum, and large transition from LTR. Definitely seeing a good amount of competition in the market. However, STR does allow for some strategic lending options. Lets chat strategy soon. Cheers.

Hey Justin, 

Fellow LEO I see. I would love to look at some options with you. Talk to you soon. 

Hey Hadley,

A Heloc may not be your best option. Especially with primary residence rates as low as they are. A 100K HELOC would be a long open line of credit/ with rate being higher than fixed mortgage rates. Maybe seek other options.

Hey Joe, 

Loved the response. Yes, I understand there is no direct rate set by the Fed. I guess I was trying to focus on the overall market rate uptrend. I think it will be an incredibly interesting year for RE. Thanks again.

HELLO ALL,

Last Friday, The Fed stated they were expecting to participate in three incremental rate increases in 2022 to combat inflation. What are you guys thinking it will do the immediate market? Will we see some affordability shock/ stagnation in the market, or will this give buyers some needed breathing room/ leverage. 

Do you think the market focuses too much on home prices and not enough consideration in terms of monthly affordability? I know I have some money on the side for a LTR and looking to buy in around the first quarter on next year to still get in on some great rates. Let me know what you think. CHEERS