All Forum Posts by: A Payton

Jon

I'm not a charity case so I am no where near looking for sympathy from anyone here! Just information because I figured the folks on here would have more knowledge than me!

Like I said I've allowed these things to go unpaid over the past few months due to personal issues and now that I'm back on track and working a second job I need a loan to get me completely caught up! Sort of like a debt consolidated expect for bills!

I've exhausted all the options I think I have at the moment... Moving with family is of course considered just in case I don't find a loan in time!!

I don't have any debt! Only creditor I owe is Sallie Mae and I have been paying them on time so that account is in good standing! The loan is for household expenses (rent, electricity, etc.) that I foolishly neglected

I need a $7,000 personal loan ASAP to catch up on bills that I allowed go go past due because of family issues

I've applied at a few banks... DENIED! I've applied at Prosper... DENIED!! I've applied at Lending Club... DENIED!!! I thought getting approved would be a no brainer since I have a score of 707, but according to them all I have a LIMITED CREDIT HISTORY!!!

Granted I only have a student loan on my report, I assumed that because I have been making on time payments for the past 2-yrs that it would be good a sign... WRONG!!!

I see no point in going for a payday loan since I need so much and at most they only give out $1000!

It was suggested to look into finding a loan shark because that would be my only option left. In the mind set I'm and because I need the loan right away I just might have to =(

Is that really my only option left? PLEASE HELP!!!