@Nicholas D.
Ductless split heat pumps are an option but they can be problematic in the northeast. Heat pumps work on the premise that no matter how cold it is outside, it can always get colder. In other words, there is some heat that can be used. The outdoor section of a heat pump extracts that heat from outside and transfers it inside. With older heat pumps, they would only work down until it got down into the 40's outside before they lost most of their ability to extract that heat and would then switch over to electric resistance heating. The newer ductless units are much more efficient and most are rated down to about 5 degrees outdoor temperature while still producing about 60 percent of their maximum rated capacity. That's the good news.
The bad news is that the colder it gets, the more these units need to defrost themselves. Ice builds up on them as a part of normal operation. When they go into defrost mode they stop producing heat. This might not be a big deal when outdoor temperatures are in the upper 30's but when it drops down to the teens or single digits for extended periods of time it can be problematic. The temperature indoors may drop faster than the unit is able to recover it because of multiple or extended defrost cycles per hour. In other words they will be producing less heat at the times when it is needed the most. When you add in additional factors like deep snow drifts around the outdoor unit, the problems begin to compound.
A better solution for you may be to go with gas fired "combi" boilers, one for each apartment as you renovate. A combi-boiler is a small, wall mounted, high efficiency unit that will produce hot water for both heating and domestic hot water. For the small square footage that you have indicated you're probably going to be looking for smaller units that are relatively less expensive. Air conditioning could then be provided by either window units or, depending on your budget, ductless split cooling only units.