I am selling my house for $299,000 as a FSBO and the buyers are pre-approved for an FHA loan. However their appraisal just came back for $266,000 which I believe is incredibly low for the home, the neighborhood, the market, and the lack of inventory on the market. I've requested a copy of the appraisal and comps, but haven't yet received it. The buyers realtor pulled her own comps and I did the following analysis. What are your thoughts?
| Comp | My Home | Comp | My Home | Comp | My Home | Comp | My Home As Appraised ($266k - $118 sqft) | My Home As Listed ($299k - $133 sqft) | Comp | My Home | My Home vs Comp | Comp | My Home | My Home | Comp | Comp |
| Address | Bed | Bed | Bath | Bath | Sqft | Sqft | $ Per Sqft | Sqft Cost Comparison | $ Per Sqft | Lot Size | Lot Size | Lot Size | Year Built | Year Built | Yrs Newer | Price | Date Sold |
| Comp 1 | 4 | 4 | 3 | 3 | 1926 | 2236 | $ 134.48 | -12% | -1% | 8398 | 10454 | 24% | 1995 | 1999 | 4 | $ 259,000.00 | 10/19/2017 |
| Comp 2 | 3 | 4 | 3 | 3 | 2446 | 2236 | $ 108.30 | 9% | 23% | 10236 | 10454 | 2% | 1963 | 1999 | 36 | $ 264,900.00 | 12/11/2017 |
| Comp 3 | 4 | 4 | 3 | 3 | 1345 | 2236 | $ 200.74 | -41% | -34% | 10138 | 10454 | 3% | 1980 | 1999 | 19 | $ 270,000.00 | 9/26/2017 |
| Comp 4 | 4 | 4 | 3 | 3 | 1249 | 2236 | $ 255.22 | -54% | -48% | 8455 | 10454 | 24% | 1996 | 1999 | 3 | $ 318,771.00 | 12/12/2017 |
| Comp 5 | 4 | 4 | 3 | 3 | 2486 | 2236 | $ 116.65 | 1% | 14% | 16117 | 10454 | -35% | 1975 | 1999 | 24 | $ 290,000.00 | 11/16/2017 |
| Comp 6 | 4 | 4 | 3 | 3 | 2276 | 2236 | $ 127.33 | -7% | 4% | 10890 | 10454 | -4% | 1978 | 1999 | 21 | $ 289,800.00 | 2/15/2018 |
| Comp 7 | 4 | 4 | 3 | 3 | 2695 | 2236 | $ 107.98 | 9% | 23% | 28185 | 10454 | -63% | 1979 | 1999 | 20 | $ 291,000.00 | 11/13/2017 |
| Comp 8 | 4 | 4 | 3 | 3 | 1134 | 2236 | $ 264.55 | -55% | -50% | 10018 | 10454 | 4% | 1999 | 1999 | 0 | $ 300,000.00 | 9/29/2017 |
| Comp 9 | 4 | 4 | 3 | 3 | 2557 | 2236 | $ 123.15 | -4% | 8% | 13068 | 10454 | -20% | 1989 | 1999 | 10 | $ 314,900.00 |
| Comp 10 | 4 | 4 | 2.75 | 3 | 2266 | 2236 | $ 135.92 | -13% | -2% | 8712 | 10454 | 20% | 1971 | 1999 | 28 | $ 308,000.00 | 11/3/2017 |
| | | | | | | | % comparison on a cost per sqft basis. Comparing the comp vs the $266k appraised value. Negative values denote 3403 being under valued per sqft compared to comp | % comparison on a cost per sqft basis. Comparing the comp vs the $299k sale value. Negative values denote 3403 being under valued per sqft compared to comp | | | Lost size comparison. Positive numbers indicate % 3403 is larger than comp | | | | | |
