All Forum Posts by: Tod Lay

One of the criteria is that I have the same job for at least two years. I've had my current job for only 11 months, and 9 of those I worked as a consultant to this company so I don't know it that counts. However, you've given me another avenue I can consider. Owning, even if I have to wait another year or so, could be the way for me to go.

tod

I'm looking into the FHA loan option. It might be my best option, especially considering that most of the owners I've encountered are of the same mindset, right or wrong, of Andy Collins.

tod

Hey, I like these replies. Especially Edward Burns. I wish I was renting from you! I think we'd have a great tenant relationship.

I'm not on parole. I did attend sex offender therapy while on parole. It was a joke. Taxpayers are being ripped off by this crock. All my friends are professional people like me. I don't associate with sex offenders. It may seem ironic, me saying that. I'm not proud of what I did, but I've always been honest and upfront about. Most sex offenders I have the misfortune to meet will give you a mile long story about how they were 'tricked' or some other BS. In the time it takes for them to tell this fanciful nonsense tale, I could already have moved on with my life.

I can't buy. The down payment alone would do me in. Most houses in this market that are not trashed out, old places next to a crack house start in the mid 200s.

However, although I still think you're all a bunch of greedy bastards :0), I appreciate your comment. I gather that my best approach is to just keep looking and learning from the experience about what works and what doesn't.

I'll keep reading.

Thanx,

tod

Sorry, I meant to say that I am NOT bringing any pets or girlfriends with me.

I'll admit now that I am an infiltrator to this forum. I'm not a property owner or landlord. I am a potential tenant trying to figure out what makes you guys tick. (What I have discovered so far is that you love money and hate tenants.)

Here's why I'm here. I'm about the hardest guy in America to rent to. I have a felony, I'm on the sex offender registry (downloading child porn) and I broke my lease (when I went to prison). And to top it off, I'm not willing to compromise and live in a ratty house in a bad neighborhood.

Aside from what I've said so far (if you didn't know these things about me), I don't look too bad on paper. I make about $64,000 a year. I've been gainfully employed for most of my adult life. My FICA score is 662. I'm professional in my appearance and demeanor. I'm bringing any pets, girlfriends with me. I'm quiet, respectful of others. I would treat you and your property with respect. After all, you expressed the courage to rent to me when nobody else would. I don't want to do anything to upset you or make you thing twice.

So...help me understand what it would take for you to even give a second thought to renting to me. I understand that you can't risk your property being empty for even a month because your margins are that thin. That's why I would offer you several months to a year of rent in advance. I would also choose a property where you do not own the houses/units in the area. So you don't have to worry about keeping those occupied. I'll also choose a property that is not near schools, parks, etc. The law in Texas does not prevent it, but I don't want to bring that kind of pressure on you, me or the school. I'll bring letters of recommendation from everyone that I know, so if you don't believe me then you might believe them.

What else would you need?

Interested in hearing your opinions.

tod