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All Forum Posts by: Todd Mathis

Todd Mathis has started 1 posts and replied 3 times.

Creative Real Estate Financing

Post: Purchase a live in flip

Todd MathisPosted
  • Chattanooga
  • Posts 3
  • Votes 0
Quote from @Caleb Brown:

I would try 5% down conventional. It can't be a dump but something that's outdated would fit. Connect with local lenders to see if you qualify. 


How would I fund the rehab? You can not wrap that into a conventional, correct?

0 Votes
Chattanooga, Tennessee
Creative Real Estate Financing

Post: Purchase a live in flip

Todd MathisPosted
  • Chattanooga
  • Posts 3
  • Votes 0

I plan on selling my primary residence and moving to new property. I can not pay cash for initial purchase or major rehab but have enough for down payment (20-30k) if needed. Credit is non issue. Is the FHA 203K an option or more trouble than its worth.

0 Votes
Chattanooga, Tennessee
Creative Real Estate Financing

Post: Purchase a live in flip

Todd MathisPosted
  • Chattanooga
  • Posts 3
  • Votes 0

What type of financing would I need if I want to purchase a house and live in it for a year while fixing it up? I would want to do the major rehab (Kitchen/Bath) before I move in. Is hard money my only option and then switch to conventional after that?  

0 Votes
Chattanooga, Tennessee