All Forum Posts by: Tihomir Cheresharski

Thank you guys very much for the feedback. 

Vinny - I am considering using the services of a property management company if I buy in Waldorf. It's indeed a bit far, and with a full time day job, I won't have much time to make trips to Southern MD.  

Russel - I am considering better areas as well. Even if mortgage to rent margin isn't as big, may be that option is better for the long term in terms of building equity. 

In general, what do you guys consider an acceptable yearly rate of return on a buy-and-hold property? And what do you throw into the formula - cash flow, loan amortization, annual appreciation, etc?   

Thanks!

Hi there, I am new to biggerpockets, and pretty much new to real estate investment. I am considering making my first buy-and-hold and I am thinking about Waldorf, MD. The reason is very simple - relatively low mortgage payments compared to what I could get from rent, which should result in a positive monthly cash flow. The thing that I am hesitant about is the fact that Waldorf isn't the best area and I am not sure if it's a good investment. I am open to any advise and your opinion will be much appreciated. Thanks!