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All Forum Posts by: Timothy W.

Timothy W. has started 210 posts and replied 4398 times.

Post: Open Carry, Concealed carry or no carry while do business

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569

I carry a very small, very light 8 shot 22 caliber revolver everywhere that's legal. It's all I really need in a CCW and with it being small and light, odds are good I'll always find it easy to carry.  I'm not Mr. Tactical.  I'm Mr. boring property law.  However I live in a state that has venemous snakes, alligators, wild hogs, pumas, coyotes, bobcats, feral dogs, etc....  Need to have the option to be ready for that kind of thing.  Gave up high capacity 9mm and 45s a long time ago.

Post: Hurricane advice - LTR flooded

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569

I feel for you man.  I've been going to disaster zones since the Joplin tornado and will never forget buying toys for kids who lost their mom.  I wasn't able to respond to this earlier because I've been running to the Tampa area every day to help out there.  Hurts seeing this in your part of the country.  My grandparents used to live in Sylva.  We were going to buy a cabin in that area as an escape plan for hurricanes and to relive some childhood memories.  Not sure what the plan is now.  It especially sucks with what I know about flood insurance.  We're praying for you all.

Post: Hurricane advice - LTR flooded

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569
Quote from @John Clark:
Quote from @Timothy W.:
Quote from @John Clark:
What's your solution for people who lived on a mountain in North Carolina?
The severity of the risk in North Carolina, unlike Florida, was unknown. Therefore the mountain people of North Carolina get one bailout. 

 The last Asheville catastrophic flooding was within 5 years of the last Tampa hurricane.  You're also comparing the mountainous region of North Carolina with an oceanfront region of Florida rather than something a little more intellectually honest such as the saltwater marsh and lowland regions of North Carolina on the Atlantic ocean.  It's not a very good comparison.  So, you're not really doing a good job making a solid argument here.

Post: Hurricane advice - LTR flooded

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569

 I'll definitely take a referral for a public adjuster.  Thanks!  


 I'll PM you.

Post: Hurricane advice - LTR flooded

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569
Quote from @Deborah R.:

Who has had their rental significantly damaged by a hurricane/tornado/flooding?  

What's the basic steps if the house isn't habitable?  

I'm guessing we end the lease, contact insurance, do repairs - then relist it for rent?  Pretty sure at least one of my rentals in Tampa is flooded.  

Thanks in advance!


 If you want an aggressive public adjuster, I know the guy.  If you have multiple rentals, you may need to seek recovery in the aggregate and then decide your priority of restoration.

This is a bad day, but statistically, you're good for another 100 years, no matter what "expert" pipes up with his uneducated opinion.

Post: Hurricane advice - LTR flooded

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569
Quote from @John Clark:
What's your solution for people who lived on a mountain in North Carolina?

Post: Insurance to cover rising HOA assessments?

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569

No and you need to put this on hold and research the condo nuke that's about to hit Florida in the form of new legislation that no longer allows condo boards to defer necessary repairs.  Condos are starting to get condemned, which means people are having to vacate units.

I'm telling you right now, I'm a JD (not a practicing attorney) in Florida whose business is being an insurance expert for carriers, working with engineers.  I was actually on a team dispatched to investigate the Surfside Condo collapse until the clean up process basically rendered our investigation moot.  Condos were built by a lot of cheap scumbags who are long gone and people are going to be left holding the bag on these.

This guy is pretty good at explaining it:  

Yak Motley Florida Condos

;t=4s

Post: Florida vs New Hampshire Short Term Rentals? ( Who Wins )

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569

I wouldn't touch Florida until they figure out what's going to happen with this Condo assessment nuke the legislature just dropped down here.  

Post: Trying painting floors - will let you know.

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569
Quote from @Josh Arkle:
Quote from @Timothy W.:
Quote from @Josh Arkle:

Still doing paint on the floors? Have you tried adding a few coats of poly to keep it from wearing?


Sold all that real estate.  Moved to Florida.  Married a beautiful Brazilian.  Did grad school.  Had kids.  I now live in a house that is worth than all that real estate combined and make more in half an hour of consulting than each of these units made me in a month in net profit.  I still invest in cashflow, but paper now.  Land lording was a season in my life, not a destination.

Lol! So.... Did you poly after painting?   ðŸ˜€ 

Nope.  I margarita'd after noon.  LOL  Just kidding.  A buddy tested epoxy and that was the best.  We do that down here too.

Post: I want to live in Florida and I plan to house hack. Which cities would be best?

Timothy W.#3 Off Topic ContributorPosted
  • Attorney
  • Viera, FL
  • Posts 4,906
  • Votes 1,569
Quote from @Victor Delcea:

In a contractor/flipper in the space coast/ Cocoa Beach area, 1 hour east of Orlando on the coast. Nasa was always based here along with the air force base and defense contractors but now theres Space-x, Raytheon, now space force base and many more always building here. This area is still pretty untapped even though a lot people know about it. Land seven years ago was 3-4k for a quarter acre, now 40-50 k though. Its back wards and undeveloped enough to still do things with but now it is right in the middle of a transition.

 First rule about Space Coast is we don't talk about Space Coast.  :)  We'll have to talk sometime Victor.  Great name btw - I named my son Victor.  I'm looking at some of these 1 acre+ deals in Coco Groves where the building moratorium is in place.  Trying to get another local's insight into what's up with that.