All Forum Posts by: Tim Raa

im looking to refinance my current rental unit.

Hey Guys.

We have a employee engagement platform and I see some lenders with corporate discounts. Example: Wellsfargo has a corporate mortgage benefits program but is asking to call for consultation. There are few others as well that offer $500 cash back after closing plus 500 credit at closing through Quicken.

Would anyone mind sharing their experience. Or recommend going through these programs.

I'm looking into purchasing a property as a first time buyer here in the Portland, OR metro area. Do you guys have any thoughts/suggestions on number of lenders that I should speak with? My main concern is around impact on my credit score.

@Daniel Hyman Thanks for the clarification. 

What's the difference between Capital Improvement and Capital Expense? Is there a difference?

The way I understand cap improvement/expense is as follow:

Cap Improvement = Making improvements where needed e.g renovation on poorly managed properties that improves financial performance.

Cap Expense = Ongoing operating repairs and expenses to maintain financial performance.