All Forum Posts by: Tim Herrick

 Thank you everyone for the replies. Dee- in my early experience, I have learned to check the public tax records to see if property taxes have been paid. From there, you will have the name of the homeowner and can go on the county clerk website where you should be able to do a search under that homeowner's name or address to view other online documents. I also paid $138 for a title report from ProTitleUSA.com, which seems to have a good reputation. It was pretty much all of the documents that I found online combined into one. It is not a guaranteed/insured report like the one you would pay for during closing. 

I am looking into a bank foreclosed auction property (Auction.com) in New York. In my research I see that there is an active $68,000 divorce judgment in 2021 against the husband who was foreclosed upon. The husband and wife owned the house together, the foreclosure process started in 2018, and officially was foreclosed upon in 2023. If winning the auction, am I responsible for this $68,000? I suspect no, but cannot seem to find an answer online. I plan to contact a real estate attorney if I determine that I am serious about the property but any insight would be appreciated as I am learning more about liens/title. Thanks.