All Forum Posts by: Ted Bozoukov

I spoke to an evictions attorney who helped me in the past. She advised to update my lease and move in/out checklist with recent law changes. She wasn't sure where I can purchase those forms. I have been using thelpa.com lease but not sure how often they update it since they do all states. I called couple of property managers and none of them sells the forms. I think I have to pay $$$ if a lawyer generates the forms so I don't want to do that. Any advice?

Here is loss of rents text from my policy:
2. Loss of Rents. If a covered property loss makes that part of
the residence premises rented to others or held for rental by
you unfit to live in, we cover the loss of rents less any expense
that does not continue during the loss period. We pay for the
shortest time needed to (a) repair or replace the damaged
property, or (b) permanently relocate the rental premises,
but in no event for more than 12 months. Loss of rents due to
cancellation of a lease or agreement is not covered.

The tenants broke the lease because the place was inhabitable. I guess the last sentence gets the insurance off the hook. Comments?

My insurance (Farmers) accepted claim for flood damage. Kitchen had to be completely redone which took 2.5 months. I reduced rent to account for unusable kitchen. Tenants left after 1 month in the repairs after paying reduced rent. Farmers paid the difference for the month tenants were there during repairs but not the remaining 1.5 months for which property was not habitable because of repairs. I was wondering if anybody can advise If I should call an attorney as Farmers (both adjuster and my broker) are not giving me any coherent explanation.