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All Forum Posts by: Tabitha Gier

Tabitha Gier has started 1 posts and replied 9 times.

Post: First time loan advice.

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

Thank you! This is great advice. I will definitely let you know if I have more questions!

Post: First time loan advice.

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

@Anthony McEvoy I haven’t! That’s a good idea and good advice, and I will do so. I’m just nervous with the amount of time that I have, that I won’t be able to find a place! But trust me, I will start drilling down and looking and running my numbers. Thank you!

Post: First time loan advice.

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

Hello everybody! So I’m pretty ready to make the jump into buying my first property/multifamily! I move from WI to TN,July 1st and plan to owner occupy a multifamily home, or a maybe a single family house if it comes down to it. 

The issue that I’m having right now is the loan. When COVID started, my two jobs closed. Did unemployment for a few months until I was able to start working as self-employed last May. So now I have been averaging a decent amount. 

My lender said we can not continue the process without having, practically a regular job because I have been self employed for less than two years. That’s ok, but what do I do next? My self-employment is not what I want to do for life, but it’s paid my way and I’m happy with it for the time being. I would like to be a realtor, and wanted to start that process after moving. 

How are ways I can go about this? Should I find a remote job in TN that I can work for while living here in the mean time? Should I contact my old jobs that would take me back, but they are both waitressing jobs? I make good money but it isn’t consistent nor hourly. Ubering? Lol 

Not sure if that would help this situation.

Would confirming a job there for July let me continue my process, or do I need to be presently working it?

Any advice welcomed! I’m quite confused on what the qualifications are.

Additional info, I’m 24, I have a 780 credit score and about 10k or so in savings. If that means anything. 

Thank you all in advance! 

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

@Benjamin Aaker That’s great advice. Thank you! I was actually thinking about my goals this morning, I will start working backwards from them! :)

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

@Ken Dillard Thank you, lots! Everybody that is either in Knoxville, or from Knoxville has been super nice and one of the main reasons of why I want to move there. I’ve seen Pigeon Forge come up a few times. I will check on both those things you mentioned above. Thanks again! 

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

Thank you, Jared! I will definitely have to navigate this site more. I think I’ll also be paying for the pro membership here too. 

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

Hey Greg! That’s awesome! I’ve actually never been to Knoxville but it seems to be calling my name. I’ll be visiting in May! Congrats of your two properties! That’s awesome. I will absolutely check out KnoxReia. I figured TN in general was going to be a sellers market, especially during times right now! Haha. Thankfully, right now, I have patience, I will definitely use this time to figure out some creative ways. In the mean time, I’ll follow you! I’d love to connect. Thanks again!

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0
Originally posted by @Jared Hottle:

Also see if you have a local real estate meetup. If not, is there any within a 90 mile radius you could attend over zoom on. Learn from others and reach out to them. Also start thinking about what your competitive advantages in real estate may be. (for instance, if you are on the road for work alot maybe driving for dollars, if you have access to a truck or tools maybe you could be a handyman) then leverage those skills to see if you can take stuff off the plate of other investors and you will be amazed at how far you get. 

How do you go about finding these meetups and zoom calls? 

Post: 24 and new to real estate

Tabitha GierPosted
  • New to Real Estate
  • Knoxville, TN
  • Posts 10
  • Votes 0

Hello! Im also 24 and new to REI, moving from Milwaukee to Knoxville this summer and hopefully will buy my first property down there!