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All Forum Posts by: Swetha Ragavan

Swetha Ragavan has started 4 posts and replied 7 times.

Post: Investment banks in ohio

Swetha RagavanPosted
  • Posts 7
  • Votes 1

Thank you! Does anyone suggest specific bank? Prefer that over general statement please if possible.

Post: Investment banks in ohio

Swetha RagavanPosted
  • Posts 7
  • Votes 1

Hi:

Does anyone know of a bank in Ohio that lends for investment property that you have had good experience with? I am looking to purchase a single family property worth approx 160k. I will be putting approx 100k down. what are my options?

Post: Moving to LLC credit history impact

Swetha RagavanPosted
  • Posts 7
  • Votes 1

If I paid off my mortgage and now need to move the property from my personal name to LLC (owned by me only) will I lose the credit history that I built as the result of paying off my property mortgage?

Post: Warranty Deed transfer taxes

Swetha RagavanPosted
  • Posts 7
  • Votes 1

I am looking to do warranty deed - I am moving the deed from my personal name to LLC owned by me and no mortgage on the property.

Will this result in any transfer taxes?

Thanks so much very good point. If I move my property to LLC will I lose my credit history since I paid off mortgage?

Hi:

I am planning to rent my first property that I fully own. I am leaning towards 1 mil in liability insurance and 2 mil in umbrella as my rental asset is worth about 250k. I don't plan to do an LLC right now since I am just starting out. During a slip and fall incident if a renter sues me, as soon as I get the legal notice can I move my property to LLC or is it too late even then? I heard somewhere in this forum that you have time until judgement is passed to do that. Please advise.

Post: Umbrella

Swetha RagavanPosted
  • Posts 7
  • Votes 1

Just curious why are you saying you won’t put the property in Llc?

I am a newbie invester and planning to turn my first home as rental. My lawyer insists on LLC while my CPA suggests umbrella . In a dilemma. Like the poster I don't want to put my property in the name of Llc either. What should I do?