All Forum Posts by: Susan Kim

Flips, New Construction, Lines of Credit, Portfolio Loans, & Rental Property Financing, Storage Facilities, 30 Yr. Mortgages, and Refi Cash Out. Free Approval Letters for your Offers! • 80-90% of Purchase • 110% of Rehab/Construction • Low Rates • Easy and Simple Loan Application with Minimum Documents • Rental Property Financing • No Seasoning of Funds Required • No Income Verification • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixed Rate Mortgage We lend throughout the United States Funding in 7-10 Business Days. Susan Kim Office - 800.369.7009 Ex 131 Mobile - 714.675.1123 [email protected] Are you a Homeowner or Want to Purchase your Dream Home? Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today! • $0 Cost Loan • $0 Appraisal (Reimbursed at closing) • Interest rate as low as 2.375%. 30 Years Fixed • Consolidate Debt • Home Improvements California Finance Lender 60DBO-76030 NMLS 1722515 Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming".

Flips, New Construction, Lines of Credit, Portfolio Loans, & Rental Property Financing, Storage Facilities, 30 Yr. Mortgages, and Refi Cash Out. Free Approval Letters for your Offers! • 80-90% of Purchase • 110% of Rehab/Construction • Low Rates • Easy and Simple Loan Application with Minimum Documents • Rental Property Financing • No Seasoning of Funds Required • No Income Verification • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixed Rate Mortgage We lend throughout the United States Funding in 7-10 Business Days. Susan Kim Office - 800.369.7009 Ex 131 Mobile - 714.675.1123 [email protected] Are you a Homeowner or Want to Purchase your Dream Home? Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today! • $0 Cost Loan • $0 Appraisal (Reimbursed at closing) • Interest rate as low as 2.375%. 30 Years Fixed • Consolidate Debt • Home Improvements California Finance Lender 60DBO-76030 NMLS 1722515 Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming".

• Fix and Flip:

For our fix and flip program we are at 80% - 90% of the purchase and 110% of the rehab for fix and flips. (extra 10% for contingencies if needed). Rates will start at 7.5% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. 650 is a minimum fico score (you or a partner). Points/ origination fee will be between 1.75 – 2.25%. 80% of the purchase price is if you have no experience for a first time flipper. We can go up to 90% of the purchase price if you have 3 flips completed and/or 3 rental properties owned.

• New Construction:

For new construction we are at 50- 65% (Purchase or Refi) of the land and up to 110% of total construction cost. For new construction need at least a 650 minimum fico (can have a cosigner). Rates will start at 8.75% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. Points/ origination fee will be at 2.0% - 2.25%.

• 30yr Rental Low Doc:

We offer a low doc mortgage for a 30 year fixed rate, amortized over 30 years. Our low doc asset based mortgage is used for non-owner occupied residential or commercial rental properties. We can go up to 80% of the purchase price and up to 75% LTV (As-Is Value) on refi cash out. This is for single or multi-family rental properties. Rates start at 4.85% APR and can go up to 6.75% APR, It depends how the property is cash flowing or will be cash flowing and fico score. 650 is a minimum fico score (can have a cosigner). We can also do low doc portfolio loans, 5, 7, or 10 year term with a 30 year amortization. Points/ origination fee can be as low as 1%. Rates for low doc portfolio loans will start at 4.99%.

Susan Kim

[email protected]

Direct: 714-675-1123

Flips, New Construction, Lines of Credit, Portfolio Loans, & Rental Property Financing, Storage Facilities, 30 Yr. Mortgages, and Refi Cash Out. Free Approval Letters for your Offers! • 80-90% of Purchase • 110% of Rehab/Construction • Low Rates • Easy and Simple Loan Application with Minimum Documents • Rental Property Financing • No Seasoning of Funds Required • No Income Verification • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixed Rate Mortgage We lend throughout the United States Funding in 7-10 Business Days. Susan Kim Office - 800.369.7009 Ex 131 Mobile - 714.675.1123 [email protected] Are you a Homeowner or Want to Purchase your Dream Home? Refinance, and lower your Mortgage payment or get Pre Approved with RCD Capital to purchase your Dream Home Today! • $0 Cost Loan • $0 Appraisal (Reimbursed at closing) • Interest rate as low as 2.375%. 30 Years Fixed • Consolidate Debt • Home Improvements California Finance Lender 60DBO-76030 NMLS 1722515 Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota,Tennessee, Texas, Utah, Vermont, Virginia, Washington,West Virginia, Wisconsin, Wyoming".

Susan Kim

[email protected]

Direct: 714-675-1123

• Fix and Flip:

For our fix and flip program we are at 80% - 90% of the purchase and 110% of the rehab for fix and flips. (extra 10% for contingencies if needed). Rates will start at 7.5% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. 650 is a minimum fico score (you or a partner). Points/ origination fee will be between 1.75 – 2.25%. 80% of the purchase price is if you have no experience for a first time flipper. We can go up to 90% of the purchase price if you have 3 flips completed and/or 3 rental properties owned.

• New Construction:

For new construction we are at 50- 65% (Purchase or Refi) of the land and up to 110% of total construction cost. For new construction need at least a 650 minimum fico (can have a cosigner). Rates will start at 8.75% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. Points/ origination fee will be at 2.0% - 2.25%.

• 30yr Rental Low Doc:

We offer a low doc mortgage for a 30 year fixed rate, amortized over 30 years. Our low doc asset based mortgage is used for non-owner occupied residential or commercial rental properties. We can go up to 80% of the purchase price and up to 75% LTV (As-Is Value) on refi cash out. This is for single or multi-family rental properties. Rates start at 4.85% APR and can go up to 6.75% APR, It depends how the property is cash flowing or will be cash flowing and fico score. 650 is a minimum fico score (can have a cosigner). We can also do low doc portfolio loans, 5, 7, or 10 year term with a 30 year amortization. Points/ origination fee can be as low as 1%. Rates for low doc portfolio loans will start at 4.99%.

Susan Kim

[email protected]

Direct: 714-675-1123

• Fix and Flip:

For our fix and flip program we are at 80% - 90% of the purchase and 110% of the rehab for fix and flips. (extra 10% for contingencies if needed). Rates will start at 7.5% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. 650 is a minimum fico score (you or a partner). Points/ origination fee will be between 1.75 – 2.25%. 80% of the purchase price is if you have no experience for a first time flipper. We can go up to 90% of the purchase price if you have 3 flips completed and/or 3 rental properties owned.

• New Construction:

For new construction we are at 50- 65% (Purchase or Refi) of the land and up to 110% of total construction cost. For new construction need at least a 650 minimum fico (can have a cosigner). Rates will start at 8.75% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. Points/ origination fee will be at 2.0% - 2.25%.

• 30yr Rental Low Doc:

We offer a low doc mortgage for a 30 year fixed rate, amortized over 30 years. Our low doc asset based mortgage is used for non-owner occupied residential or commercial rental properties. We can go up to 80% of the purchase price and up to 75% LTV (As-Is Value) on refi cash out. This is for single or multi-family rental properties. Rates start at 4.85% APR and can go up to 6.75% APR, It depends how the property is cash flowing or will be cash flowing and fico score. 650 is a minimum fico score (can have a cosigner). We can also do low doc portfolio loans, 5, 7, or 10 year term with a 30 year amortization. Points/ origination fee can be as low as 1%. Rates for low doc portfolio loans will start at 4.99%.

Susan Kim

[email protected]

Direct: 714-675-1123

• Fix and Flip:

For our fix and flip program we are at 80% - 90% of the purchase and 110% of the rehab for fix and flips. (extra 10% for contingencies if needed). Rates will start at 7.5% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. 650 is a minimum fico score (you or a partner). Points/ origination fee will be between 1.75 – 2.25%. 80% of the purchase price is if you have no experience for a first time flipper. We can go up to 90% of the purchase price if you have 3 flips completed and/or 3 rental properties owned.

• New Construction:

For new construction we are at 50- 65% (Purchase or Refi) of the land and up to 110% of total construction cost. For new construction need at least a 650 minimum fico (can have a cosigner). Rates will start at 8.75% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. Points/ origination fee will be at 2.0% - 2.25%.

• 30yr Rental Low Doc:

We offer a low doc mortgage for a 30 year fixed rate, amortized over 30 years. Our low doc asset based mortgage is used for non-owner occupied residential or commercial rental properties. We can go up to 80% of the purchase price and up to 75% LTV (As-Is Value) on refi cash out. This is for single or multi-family rental properties. Rates start at 4.85% APR and can go up to 6.75% APR, It depends how the property is cash flowing or will be cash flowing and fico score. 650 is a minimum fico score (can have a cosigner). We can also do low doc portfolio loans, 5, 7, or 10 year term with a 30 year amortization. Points/ origination fee can be as low as 1%. Rates for low doc portfolio loans will start at 4.99%.

Susan Kim

[email protected]

Direct: 714-675-1123

• Fix and Flip:

For our fix and flip program we are at 80% - 90% of the purchase and 110% of the rehab for fix and flips. (extra 10% for contingencies if needed). Rates will start at 7.5% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. 650 is a minimum fico score (you or a partner). Points/ origination fee will be between 1.75 – 2.25%. 80% of the purchase price is if you have no experience for a first time flipper. We can go up to 90% of the purchase price if you have 3 flips completed and/or 3 rental properties owned.

• New Construction:

For new construction we are at 50- 65% (Purchase or Refi) of the land and up to 110% of total construction cost. For new construction need at least a 650 minimum fico (can have a cosigner). Rates will start at 8.75% APR. No prepayment penalty. You only pay interest for what you draw out not on the full loan amount. Points/ origination fee will be at 2.0% - 2.25%.

• 30yr Rental Low Doc:

We offer a low doc mortgage for a 30 year fixed rate, amortized over 30 years. Our low doc asset based mortgage is used for non-owner occupied residential or commercial rental properties. We can go up to 80% of the purchase price and up to 75% LTV (As-Is Value) on refi cash out. This is for single or multi-family rental properties. Rates start at 4.85% APR and can go up to 6.75% APR, It depends how the property is cash flowing or will be cash flowing and fico score. 650 is a minimum fico score (can have a cosigner). We can also do low doc portfolio loans, 5, 7, or 10 year term with a 30 year amortization. Points/ origination fee can be as low as 1%. Rates for low doc portfolio loans will start at 4.99%.

Susan Kim

[email protected]

Direct: 714-675-1123