All Forum Posts by: Drago Stanimirovic

Absolutely, Geovany, well said. The best investors know how to structure and negotiate deals to create value where others don’t see it. Finding a deal is great, but creating one is where the real skill (and profit) lies. If you ever need help funding those creative deals, I’ve got you covered. Drago

Welcome, Tiffany! Love your energy and focus, land investing and wholesaling can be powerful lanes, especially with creative strategies like seller financing. Georgia’s a solid market, and there’s real opportunity in expanding that network of buyers. If you ever need funding for land acquisitions or want to explore structure options, I’m here to help. Wishing you big success as you grow! Drago

Great insights, Pedro. You nailed it, cash flow is just one piece of the puzzle. Long-term wealth in real estate often comes from the layered effect of appreciation, loan paydown, and tax advantages, especially depreciation. I always encourage investors to align their decision with both their short-term needs and long-term financial goals. Happy to chat more or assist with financing options if anyone’s weighing their next move. Drago

Welcome, Robert! Love your approach, bringing real value while learning is the best way to grow in this business. Your background in carpentry and renovations will definitely give you a strong edge, especially in value-add projects. If you ever need guidance or financing as you break into the Florida market, I’m happy to help. Drago

Welcome, Brandon! Excited to see you diving into commercial real estate,great community here to learn and grow with. Don’t hesitate to reach out if you ever need guidance or help with financing options as you scale. Wishing you the best on your journey! Drago

Austin, a multifamily lender can potentially finance the renovated building as long as it has its own Certificate of Occupancy, separate utility meters, and meets zoning/use requirements. You may not need to condominimize if it's considered a standalone structure legally. Parcel splits, cross-collateralization, or separate LLC ownership could be alternative solutions depending on your long-term goals. Fell free to reach out if you need any help with financing. Best, Drago

Christian, biggest lesson: clear terms and transparency up front. A solid promissory note, recorded lien, defined exit strategy, and regular updates keep both sides protected and confident. Win-win happens when trust is backed by structure.

Happy to help if you’re putting together your first deal. Best, Drago

It's a small loan amount but we can help. Feel free to reach out! Best, Drago

Patrick, if you'd prefer not to tap your HELOC and unload other properties, a Fix & Hold loan could be a strong option. It would finance the $425K rehab and roll into a long-term DSCR rental loan once stabilized, based on the $6,900/month rental income. This way, you keep your other assets intact and avoid over-leveraging personal equity.

Happy to run numbers or explore terms if you’re interested. Best, Drago

Deborah, you're right, 100% financing is often seen as unrealistic, especially for newer investors. But there are structured programs out there that make it possible, depending on the deal, credit, and overall borrower profile.

One approach we've seen work well is a funding product that covers 100% of both purchase and rehab costs, with leverage based on ARV. It's built to help investors stay liquid and move quickly on multiple projects, which is often the main barrier for newer flippers with good deals in hand but limited cash.

The structure is simple:
Borrowers with a 650–699 credit score can go up to 65% of ARV, 700+ up to 70%, and those with 3+ past HUDs and a 700+ score can go up to 75% ARV. There's no income verification, no interest reserves, and experience isn't required. The loan runs on a 9-month term with no prepayment penalty.

It's definitely not a one-size-fits-all solution, but it can be a solid option in markets where values and margins support it. Let me know if you need any help with financing.

Best,
Drago