All Forum Posts by: Stacy Banks

Im at a 780 credit score , under 10% utilization, 13-14 positive mix tradelines 0- late payments but I cant get into the 800's and its because my old morgage is no longer showing . Thank you so much for your feedback its greatly appreciated.

0 Votes

Miami, Florida

Hi, My morgage is not reporting on my credit profile.

1 Vote

Miami, Florida

Hi, Can anybody help me I need to get my 20 years old morgage put back on my profile that was delete. I've been calling the bank that issued the loan and they lost my file. Is it anything that can be done, it costing me hundreds of thousands of dollars in funding. What do I do? Please help.

1 Vote

Miami, Florida

Quote from @Paul Novak:

You can I would just watching to not to apply too many places. Every time your credit gets pulled it a hard inquiry which hurts your credit.

Yes, that's why want to be prepared and knowledgable before applying. Thank you for your feed back..

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Quote from @Lateefah Mathews:

@Stacy Banks Hey there! I’d recommend starting with business credit cards that only require a soft inquiry, so you don’t risk a denial from one bank that could influence the others. There’s definitely a strategy to applying for business credit to avoid alerting other lenders that you’re shopping for credit. Several banks offer soft inquiry options, I'd try those out prior to risking the HP. Also, I recommend you have a banking relationship with Wells and Chase prior to shopping if that's the route you're definitely going to take.

Hi Stacy, thanks for the info, and yes I have a relationship with WF & Chase. Also can you list some banks that allow the soft pulls when applying for business products. Thank you ..

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Hello, I'm planning on applying to Chase and Wells Fargo for their business credit card products. Can I apply for both banks in the same month? Any suggestions will be helpful.

1 Vote

Hello, does anyone know of a lending institution that lends out funds using real estate as collateral. Any help will be great. Thank You.

0 Votes

Cape Coral, Florida

All Forum Posts by: Stacy Banks

Stacy Banks has started 3 posts and replied 7 times.

Post: Need my morgage put back on my credit report..

Post: Need my morgage put back on my credit report..

Post: Need my morgage put back on my credit report..

Post: business funding funding

Post: business funding funding

Post: business funding funding

Post: Searching for lenders