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All Forum Posts by: Kyle P.

Kyle P. has started 2 posts and replied 2 times.

Private Lending & Conventional Mortgage Advice

Post: Convert Private Lending to Conventional Mortgage

Kyle P.Posted
  • Palm Bay, FL
  • Posts 3
  • Votes 0

Can I get a private loan from a family member so that I have a purchasing advantage when buying a house (paying all cash), then getting a conventional mortgage on the house after purchase to pay back the private loan/interest? Would this work or am I missing something?

0 Votes
Private Lending & Conventional Mortgage Advice

Post: Online lenders vs local lenders for conventional loans

Kyle P.Posted
  • Palm Bay, FL
  • Posts 3
  • Votes 0

Hey all,

I am looking to buy and move into a 2nd property (my first SFH will be turned into a rental). I am looking at some local brokers/banks and can get around 4% for a 30 yr conventional 5% downpayment. I am seeing online sites like Quicken or Box Loans advertising around 3.875% (the APR is lower than local rates too). Should I go with the online loans for the cheaper rate, or is there something I am missing? Any advice would be appreciated.

0 Votes