All Forum Posts by: Jennifer S.

Originally posted by Dan O'connor:

Welcome to BiggerPockets, Jennifer!

You'll find tons of great people, information and resources here.

Do you currently have a specific niche or area of investing you'd like to pursue?

Hi, Dan. I don't currently have a niche. I have been successful with my own properties in the past and was able to capitalize modestly on the boom we had in Denver during the 90's, but I am not in a position to invest at the moment. I'm interested in residential rehabbing and buy and hold initially and would like to move into larger scale commercial redeveloping. My long-term goal is to own a diverse portfolio that provides me the freedom to choose the type and level of activity, and to engage in a variety of investing and developing opportunities. Right now I'm trying to learn as much as possible and find activities that will provide some income and start me on the road to investing again. I've heard a lot of talk about prospecting and short-sale investigation on here. I'm trying to evaluate those and any other activities that I can legitimately do without a license.

Originally posted by Mat Hultquist:

Hey Jennifer, I replied to you on the other thread too, but just noticed you are from Denver.

Before I moved here, I lived in Santa Fe, NM for a couple of years.

So, do you like out West better or here on the east coast?

Hi, Mat. Well, I've lived in a lot of places - including Maryland and New Mexico (Tucumcari if you can believe that!). Every place has benefits and drawbacks, but I suppose my heart is in Colorado. I like the spirit of the west, the people and the weather (sunny and dry). On the other hand, I appreciate the sense of time and history present on the east coast. I'm sure I will come to appreciate many things about Greenville in the coming months!

How about you? What's your preference?

Lynn - thanks for your message. I agree that becoming licensed is a good idea. I'm looking for ways to get immediate income, though, while learning about the industry. I'm newly single with a baby to support! I will probably pursue a license in the coming months - maybe sooner if that will be a good source of income.

How long have you been an agent? A friend of mine in Colorado - also an agent - said that even in a good economy, you should prepare for little to no income the first year. Do you agree with that?

Originally posted by Caitlyn Coyle:

The National Endowment for Financial Education should become a Cabinet department of the United States government concerned with promoting financial literary. Financial literacy is one of the things sorely missing among our citizenry, in my opinion.

If the Department of Energy--which has done literally nothing since its inception to make our nation energy independent--can be a Cabinet, I don't see why a Department of National Financial Literary can't be instituted.

I'm familiar with NEFE because I worked there 7 years running a national grants program focused on investor literacy. NEFE does a great job of developing and distributing these free resources, but sadly, personal finance is not something people want to think about - at least not until they are in a desperate situation. The Department of the Treasury (I believe that's the correct functional area) has instituted an office of financial literacy, but I don't know what's been accomplished through that.

Hi, Marsha. I'm new to the site and to South Carolina. I explored Rock Hill before settling in Greenville. That's a beautiful area and I wish you the best of success!

Hello, everyone. I just relocated to Greenville, South Carolina from Denver, Colorado. I have always been interested in real estate, but am now considering devoting myself full time. I've been a stay at home mom for the past year doing some consulting work on the side. I'm interested in learning more about activities that don't require a license that I can undertake now to move towards my goals. The site seems to have a lot of great people and information and I look forward to networking with many of you!

Hi, Mat. Welcome to BiggerPockets. I'm new to both Greenville and RE investing. I'm finding this site to be a great resource. What's your take on the Greenville market?

Hi, Heather. It looks like you've received a wealth of great information already, but I wanted to mention a free resource that might be of some help. The National Endowment for Financial Education (www.nefe.org) is a nonprofit organization that provides free personal finance information and materials. They have some great resources to help you think through your financial goals and take steps to achieve them. You can visit the site via the link I provided above and either download or order materials there. I hope you are able to find the clarity you need to establish your goals and the courage to make the right choices to achieve them!