All Forum Posts by: Shayan Sameer

 Thanks @Branden Rivero If you know a good HML, please let me know.

Thanks. HML eats up so much profit; that's the only thing I don't like

 @Mike Barone sent you a message.  Lets connect.  I'm a local investor in south fl.

@Jorge Armas Is it still available?  Would like some more information.  Can you send me a message please?

 Thanks for the feedback here. Cash-out refi is a good option also, but I do have a really good interest rate on both of my properties. I think I'm around 3%, and I do not want to touch that. If I do a cash-out refi, it will change my interest rate, correct?    

@Chris Seveney thanks for your feedback.  I have not looked into partnerships with a capital provider.  Not familiar with that option.  How does it work? 

Looking for a wholesale agent who can provide list of properties for a fix/flip project or rental to add to my portfolio in Atlanta or surrounding areas. Pls DM me so we can connect.  Thx 

Hello everyone,

Hope you all had a great New Year! I have a question and would really appreciate your input.

I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits. In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.

That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property. Both properties have a substantial amount of equity that’s essentially sitting idle.

Would it be a good idea to tap into this equity (through a HELOC, cash-out refinance, etc.) to fund future fix-and-flip projects or purchase additional rental properties?

I’d love to hear your thoughts on whether this approach makes sense or if there are other strategies you’d recommend to optimize profitability.

Hello everyone,

Hope you all had a great New Year! I have a question and would really appreciate your input.

I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits. In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.

That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property. Both properties have a substantial amount of equity that’s essentially sitting idle.

Would it be a good idea to tap into this equity (through a HELOC, cash-out refinance, etc.) to fund future fix-and-flip projects or purchase additional rental properties?

I’d love to hear your thoughts on whether this approach makes sense or if there are other strategies you’d recommend to optimize profitability.

Thanks in advance for your advice!

Hello everyone,

Happy New Year! I hope you all had a great start to 2025.

I have a question and would appreciate your input. I’ve done a couple of fix-and-flip projects in the past, both of which were financed through hard money lenders. While these deals were successful, I realized that the cost of using hard money significantly ate into my profits. In some cases, after crunching the numbers, the profit margin was so slim—or even negative—that I had to pass on some promising opportunities.

Here’s my situation: I currently own two properties—a primary residence and a rental property—both of which have substantial equity. I’m considering tapping into this equity to fund future fix-and-flip projects or even purchase another rental property.

My questions are:

1. Do you think leveraging the equity in my properties is a smart move for real estate investments?
2. Are there any potential risks or downsides I should keep in mind before proceeding?

I’d love to hear your thoughts, experiences, or advice on this approach.

Thank you in advance for your insights!