All Forum Posts by: Sergio Zapata

I was going through my 401k plan with American Funds and going through the tabs it asked me if I wanted to change my investment plan? I currently have American Funds 2045 Target Date Fund R4 wondering if its a good investment....or change it???

Hello people I'm. Buying my first rental property with a conventional loan in texas, a triplex I'm planning to live in one of them, I have a four year job history and a 700 credit score and the bank gave me the loan estimate, it looks like this  

loan term: 25years,  product: 5.33, adjustable rate,  loan type: conventional. Rate lock: NO  And a 4.75 interest rate.. 

PLZ HELP I NEED ADIVCE TO PROCEED OR NOT? 

I went to another title company and they told me that they would insure the house, that everything came out good, but now the bank doesn't want to lend me the loan for that house, the agent said to go look for another house that the bank wouldn't take a risk with that house ?? 

I went to  another title company and they told me they would insured the house, that everything came out good, but now the bank don't want to lend me the loan for that house, the agent said to go look for another house that the bank wouldn't take a risk with that house ?? 

The property is in texas

Hello everyone, I'm in the process of buying a duplex, I think I got a pretty good deal on it, but the title company didn't want to insure the house because it has a fraude and that is showing that it has two owner or something like that.. but the lady that is selling me the duplex show me all the paper work, sing by the lawyers and a title company that they won the case of that fraude, and event the agent from the bank knows about it. Because he himself told me it was public info, so he knows everything got straight, but he told me to go look for something else another house to buy, that it was going to be complicated can someone guide me or explain how this works or what can do or I should let it go?