All Forum Posts by: Sergio Najera

I make $60k, but minus the student loans I make about $46k a year.

I went to a private undergrad and didn't get much help with FAFSA.

I know people who have got into real estate with $46k a year, so I have a hard time believing that I have to kill all my debt before investing.. I mean, isn't that one of the benefits into getting into investing, is to help manage your liability column?

& thanks for the Dave Ramsey recommendation, I'll see what he's got.

So that's why I'm coming to you guys who can possibly help fill that knowledge gap.

Hi everybody,

I'm new to these forums and investing, but have read multiple of Brandon Turner's books, along with multiple other books on investing/building wealth.

I just graduated a little less than a year ago and live in Minneapolis, MN. I want to start investing, but a huge hurdle I'm not sure how to overcome is how to manage my $100k+ in student loans..

Currently I'm on a 10 year plan, paying $1100 a month. Currently renting a place for also $1100 a month (this was before I chose to start being smart with money), but will be out in <6 months.

I make about $3200 a month, but obviously have other expenses (food, gas, car maintenance, etc). I've got about $10,000 saved up currently for a down payment/emergencies

Ideally I would house hack, but I'm not sure I'll be able to afford such a place.

I'm really open to any suggestions or ideas as to how manage my student loans in order to begin my investing career. 

If any more information is needed, I'll be happy to provide you with more information. Any suggestions, or even referrals to a financial advisor, would be greatly appreciated!

Thanks in advance