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All Forum Posts by: Sebastian Hindsley

Sebastian Hindsley has started 1 posts and replied 2 times.

Buying & Selling Real Estate

Post: Mixed use property

Sebastian HindsleyPosted
  • Posts 2
  • Votes 2
Quote from @Melanie P.:

Flood insurance isn't going to change. Commercial insurance might go down but you'll lose the income from the lease so I'd imagine you'll end net negative. 

Thank you for your advice
1 Vote
Jersey City, New Jersey
Buying & Selling Real Estate

Post: Mixed use property

Sebastian HindsleyPosted
  • Posts 2
  • Votes 2

First time home buyer for a mixed use property.  275k on which I can get for 250k . Saved 60k. Commercial side is lease to lease rent . If I take tenants out would my commercial insurance and flood insurance go down since I will be living in the 2 bedroom upstairs. It’s a brick 1940 row home. Which will be best for down payment and which loan to choose. Should I use a co signer, who only makes 25k a year. I got approved already for 280k. 

1 Vote
Jersey City, New Jersey