All Forum Posts by: Scott Raitt

Hi, I’m looking for a personal finance advisor, someone who can help me manage and streamline my investment accounts and also someone who is familiar with real investing. 

Hello everyone,

My name is Omar, and I'm the owner of an ADU design company in sunny San Diego, California. Many of my clients are facing challenges when it comes to financing their ADUs, especially since they don't have much equity, making a cash-out refi or HELOC unsuitable. That's why we're on the hunt for a local Construction Loan lender to team up with. We want to be able to recommend them as an option to our clients, and in return, we'd receive a referral fee.

So, if anyone knows of a Construction Loan lender in the San Diego area that they recommend, please let me know! Your help is greatly appreciated.

Thanks for taking the time to read this!

Omar

Sprawl Design

Hey all, 

New to the forums (first post!) but my fiancé and I are in the process of closing on our first home in San Diego. Home needs a light facelift - scraping some popcorn, kitchen and bathroom updates and we’re going to try to redo the deck. Anybody local have good contractor recommendations? 

Thanks in advance!

Thank you all very much.  

The property referenced is an investment property with 4 units that my business partner and I have a schedule E for.  

One more question on this, will me living in one unit  and getting a “primary residence” rate affect the interest write off?

thanks again. 

Long time listener, first time caller. My wife and I own a two properties and just completed our first Live-in-flip. I'm in the military and put 6% into the Roth TSP (similar to IRA but deposit limits are higher). My TSP will continue to mature until 2050 but I don't plan to make any more contributions starting soon and use that money towards purchasing the next property. We also have a solid chunk in the stock market we are strategically liquidating to use towards hard, cash-producing assets.

My question is: How are people saving for retirement without making contributions to IRA/401(k)s? Our plan is to continue growing our real estate portfolio to have a majority of our cash flow from passive income. I don't have much faith in IRA and 401(k)s especially watching our parents stress about the value of their retirement funds right now because they are retired now or in the next few years.

Hello guys I’m new here own 2 rentals and I am on my first flip and working on a foreclosure property tomorrow and have all the paperwork to sign but need help finding out how to make sure they in fact get out of the property June 1st if they can’t get a new spot due to damage credit? 

I'm looking to start my multifamily home buying process. Where can I find an attentive lender with solid knowledge on using FHA for a multifamily unit?

hello,

please i am looking for a agent who can help me buy a multifamily houses southern California with my employment authorization ' co8 ' and social security. i have a asylum pending case... 

thank you.