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All Forum Posts by: Scott B.

Scott B. has started 1 posts and replied 2 times.

General Landlording & Rental Properties

Post: How much do you analyze credit report information

Scott B.Posted
  • Posts 2
  • Votes 0

Single female.  Yeah I’m a pass.  It’s too many red flags for me.  

0 Votes
General Landlording & Rental Properties

Post: How much do you analyze credit report information

Scott B.Posted
  • Posts 2
  • Votes 0

How do you feel about this hypothetical info?  I'm used to a better applicant but this seems to be the norm in this new area I'm invested in.  

Applicant has a higher credit score above 720 but has 15+ 30 day late mortgage payments over 10 years (four in the last two years).  75% balance on credit limit.

No rental history as a previous home owner.  Has a mortgage still that would leave very little on the table after paying rent.  Income and savings are great.  

I'm a no on this but am I being too harsh?

0 Votes