Right to make a long story short..
I am 23 years old just moved from London to Oklahoma to live with my family. In London I use to be an estate agent mainly dealing with lettings (student renting). I really enjoyed doing this and I am currently in the process of bringing my partner over from London to live here with me (we have been together for almost 7 years).
My main goal in life is to achieve financial freedom for me and my partner so we can do the things we want to.
( I have thought about seller financing, lease options etc but I've never spoken to someone who has done these)
The properties around here are amazing especially the duplexes and triplexes since where I'm from you do not see these.
Just to make this as clear as possible I just wanted to hear from someone my best step to take. I want to get an fha loan so I am able getting a duplex along with a downpayment assistance program that gives first time home owners with ( I believe ) a credit score of 640 they will give you 3.5% as a downpayment.
I currently got my first job as just the other day crap money and hours but I've finally got a job now so I can get another one easier as I now have an american "previous employer"
What I'm trying to get at is, is it easier to try get a property from a landlord with a lease option as I don't have credit etc or wait several years and get one through a bank? I found a property which is a duplex round the corner from me with 3 bed 3 bed each lovely property but I want to get on with it asap but again since I'm new to the americans Game it gets confusing.
If anyone reads this and can point me in the direction I will do all the research required I just feel a bit lost ans overwhelmed with the amount of options.
If you can shed some light on this that would be amazing.
