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All Forum Posts by: Samantha Serenes

Samantha Serenes has started 3 posts and replied 19 times.

Last month I posted this related issue in the below link and got a lot of helpful answers. I'm back again because I got a threatening email from the HOA as described below. Can you please let me know your thoughts on what you would do if you were in this situation?

I'd like to share that English is my 2nd language and I'm not capable of responding to the HOA/ neighbor in a lawyer's vocabulary. I can only keep it simple.

https://www.biggerpockets.com/... 

Here we go. Back story: HOA said the gate on both sides of the fence can't close properly. The neighbor then said they want me to remove all the 9 trees along the fence and replace the gate at my own costs. After reading BP's opinions I decided to give the neighbor 2 options. 1) I'll remove 2 trees and replace 2 portions of the fence where the 2 trees are touching it or 2) if the neighbor pitches in 50% for the fence cost I'll remove all 9 trees.

The neighbor went to HOA and complained about safety and rights of enjoyment. HOA wrote to me that they hired 3 fence vendors to thoroughly investigate and extensively analyze the issues. Their findings are the gate is leaning over to the neighbor's side due to the pressure from these roots. Three vendors have confirmed that the operability and safety of both gates leading to the common area are both impacted by the lean being caused by the 9 trees planted along the fence. The fence is structurally unsafe and must be removed in its entirety due to damage caused by 9 large, mature trees planted directly against the fence line. They demand the trees need to be gone and the fence needs to be replaced. HOA said, "given the urgency, they need my confirmation to agree to do the 2 things by June 1st.". I received it today Friday 5/27 at 3 pm. If I don't confirm that I'll replace the fence and remove the trees, they will hire an engineering firm to do an investigation and will charge me the fee ($1000) for the report and investigation. They said they will not share the findings from the three vendors unless it's asked in litigation.

The HOA email is very long and they address a lot more things that make them draw the conclusion that I'm at fault.

First, this is the fence between my property and the neighbor. I truly believe HOA is stepping over the boundary but they said they maintain the safety of residences. Second, I feel my hands are tied and have not been given any other options or more time. My insurance had sent adjusters to look into this a month ago, took a lot of pictures and insurance confirmed that the fence was straight and can't confirm any root damages. They ended the claim. HOA got that letter as well (neighbor forwarded).

Does HOA have the right to charge me the fee if they hire an engineering firm for their own investigation? If not how do I dispute that if they proceed?

Having said this, pursuing litigation will probably cost me more than replacing the fence ($5000) and removing the trees ($4000). I believe I still have to take care of the trees (cut or remove them) even if I pursue litigation. What are your thoughts about involving an attorney?

I felt being taken advantage but I don't know what the next step I should take. I could just comply but want to hear your thoughts on what my options are. The neighbor had said once the trees are removed, they will check if the roots have done any damage to their foundation. So I don't know if this will end even if I replace the fence and remove the trees. 

Thank you for reading. 

Thank you, everyone. I've got a lot of good info to proceed. I will think over it this weekend. 

Quote from @Michael Deering:

Wait- how did a gate not closing properly turn into removing 10 trees and installing new fence and evening your neighbor's pavers?

Did you first call someone to try to fix the gate?

Lol I know, right? I got a few long emails from the neighbor and trust me the "lawyer talk" is very intimidating. I discussed this with HOA and he brought some suggestions and these are the questions I asked above.

I did try but there are still gaps. 

Quote from @Kar Sun:

@Samantha Serenes I know you are trying to be nice but you are doing everything the least beneficial way for you. You are asking for advice and then continue on with your way of doing it. Either you are not mentioning something here or you just disregard the advice. Like I said, do not involve attorneys (they are utterly useless in this case and expensive) and do not contact insurance companies. If your neighbor continues to annoy you let him take you to court and he will lose. 95% chance your neighbor will not do it. You got to start ignoring people. 


Thank you, Kar.  I talked with insurance a month ago and she got back to me today so I thought the different info might have given different perspectives so I wanted to ask. I get your points and appreciate your sincere help. 

Quote from @Curtis Mears:
Quote from @Samantha Serenes:

Hi all, I just spoke to my insurance today. She receives the final report and this is what she wrote to me.

"We agree to cover 25% of the repairs to the whole fence as there are a few places where our insureds trees have pushed through the fence..." 

She will mail a copy of this letter to my neighbor as well.

I'm thinking to ask the neighbor to pay half of the remaining cost (75% of the total cost since insurance will pay 25%). If they don't agree, then I'll just remove that 1 tree that is leaning on the fence and stabilize the fence but doesn't change it, and fix the gate. I'll leave the other 9 trees alone.

I appreciate all your comments that have helped me see through this situation. If you don't mind giving me your feedback about this idea, please let me know. Thank you so much.

I would not use insurance unless absolutely necessary. Using insurance almost guarantees higher rates. I used insurance many years ago to cover stolen bike and lost wedding ring. State farm paid, then promptly dropped my policy (this was my personal homeowners policy).
i would trim back the tree touching the fence if it were an actual issue (causing stress on the fence), and leave remaining trees alone (unless you want them gone for personal reasons). The neighbor can trim any tree over the border so they can trim those if they wish  As for the fence, I would inform neighbor I am willing to split the cost to repair the fence as it is a shared fence.
nothing you do will fix the root issue if it is the issue. You would need to rip up the entire yard to remove roots. I would not accept responsibility for tree roots. Have you seen the issue? Are the roots so bad that they are obviously causing the issue? It could be the neighbor trying to get a free fence.
also, if the neighbor is really freaked out about the fence, suggest their home owners insurance may help them.

 Thank you, Curtis. I don't know if there is root damage. The neighbor mentioned in his email that there are. I agree that he can contact his insurance if he wants to pursue it. 

Quote from @Caroline Gerardo:

Remove the tree that touches under the fence and fix the gate your side only. Melaleuca should not have been planted in a small yard. They can grow to twenty feet in ten years and they spread seeds. Have the tree guy bid to grind the one stump down and you put epsom salts on the stump which shrinks the roots. One tree is $700. Take down three and ask tree guy to add two more. The two extra just cut to the stump and not ground down. Ask for three at $1000 and ask if he can fix your side fence off an extra $200 for the labor. Remove the one tree close to the fence and two other that you choose. I would not advise the neighbor. I would not call an attorney. Call the HOA as many times as you feel, they might want some permission to have tree guy's truck on site if there is shared access. Order the door/gate in advance to match the slat types of existing (Home Depot online or Amazon for $100 and have the tree crew screw it in to the existing studs on your side. Total cost $1300. Don't talk with neighbor, don't call attorneys, get the HOA manager to send an email blessing your plan. Where in CA?

Thank you, Caroline. Appreciate your good advice. The property is in Irvine. 

Hi all, I just spoke to my insurance today. She receives the final report and this is what she wrote to me.

"We agree to cover 25% of the repairs to the whole fence as there are a few places where our insureds trees have pushed through the fence..." 

She will mail a copy of this letter to my neighbor as well.

I'm thinking to ask the neighbor to pay half of the remaining cost (75% of the total cost since insurance will pay 25%). If they don't agree, then I'll just remove that 1 tree that is leaning on the fence and stabilize the fence but doesn't change it, and fix the gate. I'll leave the other 9 trees alone.

I appreciate all your comments that have helped me see through this situation. If you don't mind giving me your feedback about this idea, please let me know. Thank you so much.

@Curtis Mears Thank you for sharing. I'm surprised the neighbor didn't ask you to help pay to repair the fence. I just got more info from the insurance today and if you don't mind, I'd appreciate your input. My update is below. Thank you.

@JD Martin Thank you for the comments. I like your approach. My greedy neighbor deserves #3 that you listed. 

They are indeed very greedy, Theresa.