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All Forum Posts by: Ryan Cerpa

Ryan Cerpa has started 1 posts and replied 7 times.

Post: New guy in Saratoga New York area.

Ryan CerpaPosted
  • Nanuet, NY
  • Posts 8
  • Votes 2

Hey Steve! Welcome. As a fellow NYer I have found it pretty difficult to make the numbers work near me though they may be better by you. Keep looking, something is bound to work eventually, I have started to look out of state.

I just got in touch with her. Thanks, hope to see you at the next meeting!

Hi Nicholas,

I recently joined BP and also live in Rockland. I wanted to check in to see if you were able to locate any other interested parties in terms of a meetup as I would be interested in something like that to network and learn. 

Thanks,

Ryan

I know in NY there are certain rules utility companies must follow, there could be similar rules by you. Example below:

"The rights of water consumers in New York State depend on whether the water supplier is a municipality or a large or small water company. Large private water companies (those with revenues of at least $250,000) are regulated by the Public Service Commission (PSC) and subject to the Home Energy Fair Practices Act (HEFPA). These rules generally parallel those for electric and gas service.

Although smaller water companies are exempt from HEFPA, they still must comply with PSC regulations concerning termination and complaint procedures. They are also subject to rules governing service termina­tions to multiple dwellings, customer security deposits, payment agencies, back-billing and the refund of overpayments.

Municipally owned water suppliers (those of cities, towns, villages, etc.) are not governed by the Public Service Law. Still, they must comply with the statutes which created them. More importantly, municipal water consumers have certain constitutional rights which municipal water suppliers, as governmental entities, may not take away."

Post: New Member from New York

Ryan CerpaPosted
  • Nanuet, NY
  • Posts 8
  • Votes 2

Thanks for the tip Alina, I will definitely do that.

Post: New Member from New York

Ryan CerpaPosted
  • Nanuet, NY
  • Posts 8
  • Votes 2

Thank you Paisley! Happy to begin the journey with a backing like the BP community :)

Post: New Member from New York

Ryan CerpaPosted
  • Nanuet, NY
  • Posts 8
  • Votes 2

Hello Everyone!! I'm Ryan and as the title says I live in NY, in the burbs about 20 minutes outside New York City to be more precise. To be honest I have been lurking around the site for some time just trying to learn as much as possible but today decided to jump in with both feet. 

A little about me; Mid 30's, a couple of graduate degrees, newly engaged, no children (yet), own a home in Rockland County NY, volunteer firefighter in my district, and 3 lots (unimproved) near the gulf coast of FL. I work in finance having gotten my start on Wall St. in I-banking and PE, then moved on to real estate working for a large conglomerate in New Jersey. I have since moved on from there but the industry caught my attention and has never let go. 

I'm looking to start my journey into rental real estate investing with the hopes of building a portfolio to help improve my net worth for the sake of myself, my future family, the charities I care about, and because I've always loved a challenge! I look forward to meeting many of you and hopefully building meaningful and lasting relationships, and although new I'm happy to offer any type of help I can provide. Happy to answer any questions! 

Have a great weekend all!