All Forum Posts by: Rodney Kuhl

@Josh C. I'd try Crane Credit Union or Financial Center Credit Union. I haven't used them myself (not at the point of a cash out refi yet), but I've heard they are good. If you give them a try, let me know what you find out please.

@Colleen F. Thanks! Just gave that a try. We'll see what happens.

@Joseph Weisenbloom I am having this happen to me right now. One person from the viewing this weekend wanted to do it online before anyone else could "jump her in line". I sent it to her and didn't get anything. So I emailed her again and said the email would come from SmartMove and she should check her spam box. She responded with "Oh good, I was getting worried." But it's been two days since then and still she hasn't filled it out.

How do I go about contacting her again? She I just wait and see if she'll fill it out or should I contact her again? I feel like it may come off as I am desperate to find a tenant if I keep contacting her.

@Stephen Lofthus Welcome! Where are you from in Minnesota? I also am from MN and now live in Fishers.

@Jeremy Tillotson Welcome aboard! Look forward to you sharing your insights.

@Ben Wakefield Another poster on here put it this way for me. Say you value your time at $50/hour. If you are going to pay a property manager $75/mo to manage a property that rents for $750/mo, if they do 1.5 hours of work in the month it's worth your time and money to pay for them.

@Andy Luick Good advice. Thanks!

@Eric Belgau Awesome! Thanks a lot for the tip!

Yes exactly. Once you get the hang of that, add groceries, etc.

One thing to keep in mind that I didn't realize initially was in order for it to show up on your credit report you have to let it sit until the statement comes out, then pay out off, otherwise the bureau doesn't even realize you are using it. You always wanna keep your cc utilization under 20%.

Also, have you looked at creditkarma.com? That gives you a free estimation of your credit score.

@Billy Hills One thing you can do to help your credit score, if you have the discipline, is to open up one of the credit cards you were offered. The key, though, is to always pay it off in full at the end of every month. The interest rate will be terrible, so if you don't pay it off every month you'll be paying a lot more for whatever you are buying with it. But I used my credit card for everything I purchase, and then pay the bill off every month. This shows I am able to handle credit and has helped build my credit score up despite not making a lot of money my first years in the work force. Credit cards can be dangerous though if you abuse them, so be careful. That's where I'd start, as well as continuing to save a little bit at a time like you are, then just keep increasing how much you are saving when you can. Just my two cents. Other's opinions may differ.