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All Forum Posts by: Rosemary Cubbage

Rosemary Cubbage has started 1 posts and replied 13 times.

Yes, Sarah I’m also very interested to hear more. I’ve picked two properties with TTK that I’m considering. So, hearing how it is for you now a year in would be helpful. Again, thanks for being so authentic with your journey. 

Post: Turn-key rental portfolio For sale Ohio!

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

Still available??

Post: BEAUTIFUL 4/3/2 HoustonTX Single Family Hm 135K OBO

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

flooded? Please pm me about this property. Thanks 

Post: Turnkey Property: Fort Worth, TX; Cash Flow: $185; 27% ROI

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

Can you pm me about this property?

@Andrey Y.what did you ever decide about investing in Texas? What did you find from your one month visit in San Antonio. I have a similar visiti happening in Texas over the next month. 

Post: Texas Turnkey Properties in Houston

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

@Kathy Fettke I recently joined RWN and was also referred by you all during my strategy session to Texas Turnkey. That is definitely the referral given by RWN for people wanting to invest in Texas. I actually had plans to invest with them as per your referral. Now I’m doubting! Please let me know what else you find out about them, this situation that 

@Emily Guido experienced and what your referral would be for turnkey companies in a Texas if it is not in fact Texas Turn Key. 

Post: Help getting my finances sorted to purchase in November-

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2
  1. Hahaha,  @Jonatan Barbera I didn't mean to "quote" you above, but your response was worthy of quoting! I do appreciate your wisdom and encouragement to be patient in the process. I also really appreciate the video you made about the San Antonio market. What an incredible resource. I'll definitely keep researching, but being overseas I do have to schedule out my purchase in a way. I've set aside 6 weeks in November and December to visit the states and visit homes in the market I've chosen. Most people do not get the opportunity to take off this much time to dedicate to making their first investment. That being said do you think this still puts an unreasonable timeframe around making our first purchase? I'm genuinely asking that, not assuming I know much about timing. I did write you a private message and would love to connect with you about buying in the SA market. :)

Post: Help getting my finances sorted to purchase in November-

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2
Originally posted by @Jonatan Barbera:

Rosemary Cubbage I think you have the right mindset to pick up but and holds. We use Chad with AMP Lending to qualify our investors for financing options. He’s used to working with investors.

The biggest thing is don’t rush to buy a house. Get to know your market, tenant pool, and deal sources.

If you have any further questions please feel free to reach out.

Post: Help getting my finances sorted to purchase in November-

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

Thanks so much everyone for your responses. 

Post: Help getting my finances sorted to purchase in November-

Rosemary CubbagePosted
  • Houston , TX
  • Posts 15
  • Votes 2

Hi BP friends,

I have a few questions. I am hoping to make my first investment by the end of the year (Nov.-Dec. as I will be visiting the States during that time) and first need to get my financing all figured out.

One of my questions is this- I have a credit score of 710-720. I am the one interested in buying the investments, although my husband and I share everything. Basically, we are self employed and earn an income together, file taxes together and share a bank account (same steady income for the last 7 years). The only thing that is solely mine is my Roth IRA. This all makes me think that we will have to purchase the house jointly. I have heard that the lender will then use the lesser credit score. Unfortunately, I have no idea what his credit score is (we will do a credit check for him soon). I've always had the credit cards and we've never had any real debt to pay off (we still have no debt) so I am assuming he doesn't have any credit history. We are first time home buyers, have 20-25% down, 30 year mortgage kinda people. Does anyone know if we have to purchase jointly? (Our goal is to have 10 or so properties)

I am living out of country now, but am a U.S. Citizen. All of our income comes from the US.  This is why I am interested in a truly turn key investment that I could begin closing on before the end of the year. Does this timeframe seem doable?

Thanks for any and all feedback, referrals and advice.

Rosemary Cubbage