All Forum Posts by: Rodrigo Mora Sandoval

Hey everyone! This question might be very much directed to lenders, but I am also open to anyone's response. 

I currently reside in the bay area, have a 9-5 gig and a 1099 role both with over 1 year of experience. 

Now this is where I am concerned, in terms of financing: Would I be eligible to take out a hard money loan now along with a refinance down the road, even if I don't have 2 years of taxes with me from the same roles? Basically, bottom line: Am I able to purchase my first property now using hard money and then refinance, or would I have to wait until I have 2 years of taxes for both of my roles in order to accomplish all of this? Maybe it depends with the lender I am working with?

Hi all! 

I am planning to buy my first property in less than two years, and I know that to qualify for a mortgage, I must show tax returns from the past two years. I currently hold a 9-5 and a self-employed position. To qualify for a mortgage (and hypothetically speaking, of course!) is it possible to leave my W2 job, and still continue on my 1099 side gig? Please let me know your thoughts. Also, if anyone is in CA, where is a good place to begin investing? 

Hi everyone!

I am interested in investing in real estate! It has always been a dream of mine to flip homes for not only my benefits, but for the good of my community. However, I am currently self-employed, and I am getting paid "under the table," meaning only cash (nothing to report on my w2's for this). Also, I am only around 100 points away from a perfect credit score too! My question: can I still invest in real estate, and if so, what are some ways I can finance it?