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All Forum Posts by: Robert Mayens

Robert Mayens has started 2 posts and replied 4 times.

Off Topic

Post: Holder Pending tactic

Robert MayensPosted
  • Posts 4
  • Votes 1
Quote from @Erik Checkur:

Is that a question as a method to try? Or you're seeing it online as the listing went straight to pending and you're asking for clarity?

Wondering overall if this is a tactic that holders could use ? 

0 Votes
Off Topic

Post: Holder Pending tactic

Robert MayensPosted
  • Posts 4
  • Votes 1

Listing a property as “ Pending “ as a tactic ? 

1 Vote
Starting Out

Post: Refinance advice with a Heloc

Robert MayensPosted
  • Posts 4
  • Votes 1
Quote from @Jason Wray:

Robert,

Yes, I would advise doing the refinance as next months rates are going to go through the roof!  Big news if you have not heard it yet but all investment homes, Second homes are getting ready to take a BAD hit!  I would start the process this week and lock ASAP!


Does it hurt to let the lender know that i’m renting out the unit or can that affect the way the Line-of-credit loan is generated ? 

0 Votes
Miami, Florida
Starting Out

Post: Refinance advice with a Heloc

Robert MayensPosted
  • Posts 4
  • Votes 1

Hello looking for some advice. 

I currently own a Beach condo with 3% apr attached to a second unpredictable variable Heloc loan. 


Should I refinance to combine both loans into a higher fixed apr 3.6% while taking out extra capital for a down payment on another property ?

Another lender is willing to refinance just the Heloc + the line of credit at 4.75 fixed apr.  

There is a tenant in the beach condo helping with the mortgage. 

Does this sound nuts or is this how the game is played ? 

0 Votes
Miami, Florida