All Forum Posts by: Robert Barnes

@Jared Rine  I have homes that I own free and clear.  They are worth 65k to 75k a piece.  I'm looking for a bank to pay off some dept.

Hello guys I'm looking for a portfolio lender in Columbia SC. I  would like to do a cash out refi on a few SF that I have. 

Hello can I turn a residential house into an Assisted Living Facility or Community home for seniors in South Carolina? 

Luis Luperena was very thorough and detailed about the Fund and grow process. He also was also extremely prompt about responding to my many emails. All in all I am very happy with my business with the Fund and Grow company. I am looking forward for my next round of business credit.

@Anna Buffkin Congratulations  

@Chris Rosenberg

Caro - Smart Financial Solutions

4480 Rosewood Dr, Columbia, SC 29209

@Chris Rosenberg Hello I am dealing with a local bank In South Carolina.

@Will Gaston  All the units are rented except one and that unit needs to be renovated.  The property is in good condition.  The owner has taking care of it however all the units does need new windows.  Yes I am probably going the chimerical route for ease and flexibility.  Could you please tell me some equity advantages with the commercial lending?   

Also I am still doing business with Stacy at the bank, Thanks again for that contact.

I have the chance to purchase a 4-plex in South Carolina.  I need advice about if I should use a 20% down payment at 5.25 interest commercial loan or a 20 % down payment residential loan at 4.75% interest rate.  I hear that the residential loan make take longer to get a approve and require all the units to be rent ready.  The commercial loan will be a lot easier to get. However the commercial lender will only do a 20 year amortization.  

@Keyoka Smith Welcome if you have any questions please feel free to ask me. I'm a buy and hold investor in Columbia.