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All Forum Posts by: Rico Greenwade

Rico Greenwade has started 1 posts and replied 2 times.

Starting Out

Post: Self Employed Looking for Options

Rico GreenwadePosted
  • Posts 2
  • Votes 0
Quote from @Livia Adams:
Quote from @Rico Greenwade:

Hello, 

I've owned my business since December 2021. I'm looking to buy a home now but larger banks such as NFCU seem to want tax returns that show lower DTI numbers, which is causing me issues as the accountant provided substantial writeoffs on my returns. Are there any alternatives to buying my home? I sold my first home last year after divorce. If anyone could help me get a mortgage or point me in the right direction, I would really appreciate it.

Hello Rico,
You could try to find homes where the seller is willing to offer seller financing or rent to own terms so you do not require a bank loan.
We do a lot of creative financing deals in several different markets.
Feel free to reach out with questions.

 Thank you for the response Livia.  Will reach out to you.

0 Votes
Starting Out

Post: Self Employed Looking for Options

Rico GreenwadePosted
  • Posts 2
  • Votes 0

Hello, 

I've owned my business since December 2021. I'm looking to buy a home now but larger banks such as NFCU seem to want tax returns that show lower DTI numbers, which is causing me issues as the accountant provided substantial writeoffs on my returns. Are there any alternatives to buying my home? I sold my first home last year after divorce. If anyone could help me get a mortgage or point me in the right direction, I would really appreciate it.

0 Votes