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All Forum Posts by: Richard Ewing

Richard Ewing has started 1 posts and replied 6 times.

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

Once again, thank you all for the feedback. I'm going to play it close to the chest and save up for that "3.5%" on my own. Guess I have my 2017 resolution now :)

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

@Greg S.

Read above comment.

Thanks

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

@Grey S.

Straight to the point lol. I must admit, I have thought of this as well. We're both on the same page, she and I and I think what we are going to do is help each other save but invest separately. Things do happen, no matter how great something is now. Bwst to be safe. Thanks. 

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

Thank you all for the feedback! I'll continue to absorb everything I can from individuals such as yourselves and save every penny to make to that 3.5% (plus extra for closing) asap. :)

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

Thanks for the input @ramonahall

If I'm looking into this correctly your talking about something like a duplex correct? I also saw something about owner occupied vs non owner occupied. Aside from the benifit of having your own place and not renting some where etc, financially what other benefits are there to owner occupied. I only ask because I am looking to invest but still remain where I work. My company gives me an apartment rent free. In regards to the credit score I've been working on it for some time now, up about 90 points. I am looking into investing with my fiance. Would that make better sense? Her credit score is in the mid 700's

Post: Advice to better my future

Richard EwingPosted
  • Miami, FL
  • Posts 6
  • Votes 0

Hello all,

I currently have no experience in investments nor saved capital to speak of. I work for a storage corporation where I've been a property manger for several years and have gained a good amount of experience in the industry. Ultimately I'd be interested in going into commercial real estate and developing a storage facility of my own. For now, I was looking into house flipping or any suggestions that would be realistic given my particular situation, i.e: high 500 credit score, no money, never having owned a home and having an average yearly income of about 36,000. I do also have DIY/construction experience.

All input welcome and thank you for your time!