With all due respect, you have no idea what you're talking. I've been through what these posters are talking about more times than I can count, and I can vouch with real world examples that they're speaking the truth. The types of tenants they're talking about don't get cheap smartphones and HDTVs at Walmart. They get the most expensive items, spend themselves into a hole, and then play the "we're broke card" to get landlords to subsidize them.
In some cases, they'll "rob Peter to pay Paul." For example, they'll exploit grace periods in order to make luxury purchases. For example, if they want to get a $1,000 smartphone, they will skip two month's rent and two month's gas or electric, then pay all three later when the landlord and utility threatens legal action.
A classic example: I had someone bum several hundred dollars off me last year, crying that she had no money for groceries or anything. (Which was true, BTW.) She lives in government housing. Several months later, after I gave her the money, she casually dropped that she had just bought a $2K Apple computer for her son and a $1K Galaxy phone. Why? Because she said she wanted her son to have the very best and that she couldn't have anything less than a Galaxy because it gave her everything she wanted. (Her words!) She also has a super expensive cable and smartphone package, too. Even I don't have that; the most we're spending is $115 a month for internet. We use OTA for television. Meanwhile, she is spending well over $220, all the while complaining about how she can't pay for rent or groceries.
Another classic example: a gainfully employed couple with a kid kept pleading poverty all the time, always behind in late payments. In 2018, they decided to stop paying rent to my parents (who were their landlords). Why? Because they had just dropped $4K on a catered event for their daughter. On top of that, they were spending lavishly on vacations, new cars, tons of pets (which are expensive), etc. They were spending so much that in spite of both working, being unionized with benefits and paying 50% less in rent than everyone else, they were unable to pay their rent, basic utilities, parking tickets or taxes.
These are just two of many instances in which I've seen tenants pull this con over and over again. They form a class of tenant that--for lack of poor life and budgeting skills--always spends above their income level and then expects everyone to subsidize their lifestyle.
So, when you paint this picture of the tenants that people are talking about in this thread as being salt-of-the-earth types who are scrimping and saving for everything and choosing the cheapest packages and items, it's not even close to being true. They don't go to Walmart or Target to get super cheap phones and HDTVs. They don't get super cheap cable or cell phone service.