All Forum Posts by: Ray Hauge

The issue is that I am from the UK and wish to buy properties in the UK. I joined this forum because I believe there can be overlaps between the real estate markets in the UK and elsewhere, and that's why I'm seeking general tips and knowledge. Dental school is a 5-year commitment, so I have to wait that long before I can fully engage in this. Meanwhile, I just want to learn various methods and strategies and experiment with them before that time elapses. I want to learn how to grow fast but safely, and what better place to ask than from people who have done it themselves.

I'm on a gap year before dental school, and upon graduation, I'll have access to a £2.8 million trust fund. My plan is to allocate half of this amount to real estate investments, with an emphasis on direct property ownership. While my initial strategy involves purchasing and renting out properties for cash, I'm looking for a more accelerated growth path. I'm considering a 50% LTV ratio for leveraging my investments, focusing on safety and risk management. After leveraging, what are the best practices for managing these properties, and how can I continue to grow my portfolio from there? Additionally, what are the key criteria I should look for in properties to ensure they are suitable for mortgaging and to maintain a balanced risk profile? Furthermore, how can I effectively grow my real estate portfolio quickly, yet without venturing into high-risk territory? I'm seeking advice on strategies and considerations for expanding my portfolio efficiently while safeguarding against potential financial pitfalls

 what would you say is typically a good ratio to go for ?

Real estate is a long-term investment, and market downturns are inevitable. What strategies can I adopt to safeguard my investments during challenging economic times? Should I set aside a portion of net profit to pay down the principal, or is there a better approach that won't hinder portfolio growth?

Right now, I use the CNN Fear Index for market insights, but I understand it might not always be reliable. What specific signs should I watch for to analyze market cycle shifts better? I'm interested in knowing if there's a single key factor or a combination of indicators that can help predict whether the market will go up or down. I value your insights on this.

Using leverage can help grow your portfolio quickly, but it comes with risks during market downturns. How can you use leverage safely to avoid trouble when the market goes down?