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All Forum Posts by: Rachel E. Krawcyk

Rachel E. Krawcyk has started 3 posts and replied 15 times.

Post: Self Insurance in FL?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Paul R. Thank you that is definitely a consideration (and risk). I'm curious (and will email my lawyer, but will post here just in case it helps others) whether having assets in a revocable trust (aside from homestead and retirement accounts) helps to protect them in such an instance. (I know it protects the heirs of the trust from creditors.) I'm just learning about these things and appreciate everyone's input, recommendations, and thoughts.

Post: Self Insurance in FL?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Jason Bott

Thank you for the response. This is for autos but yes the statute requires you to be the owner, which we are... planned to understand the risks & rewards and then look at how we can apply it to our property (since we'll begin paying off a few starting next year).

Post: Self Insurance in FL?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@John Thedford

Exploring my options.

Post: Self Insurance in FL?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Melvin List

No property in question. This is adjusting my current insurance policies. Florida has a self insured option which appears to be available for auto. I haven't found options in self insurance for other areas yet.

Post: Self Insurance in FL?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

Good morning, I'm still looking into the risks associated with becoming self insured in Florida/doing research, but thought I'd reach out to the experts. Do you have any advice, cautions, resources where I can gather more information to develop a relatively complete understanding of the topic? Here's the FL website (info is just qualifications & process) :

https://www.flhsmv.gov/insurance/self-insurance/natural-person/

Post: When to share the lease? After prospect applies or before?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Amy Beth Thank you Amy. I've been doing (what I call) batch showings and application processing. I think I am just trying to get an understanding of standard industry practice, so I'm responding in kind.

Post: When to share the lease? After prospect applies or before?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Jason DiClemente Not all of the terms. I only said that because he wanted a short term lease and I was requiring a 12 month lease.

Post: When to share the lease? After prospect applies or before?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Nathan G. I was thinking the same!

Post: Overseas request for application?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Thomas S. Thank you. I have the standards set and didn't plan to deviate. You're correct that I don't have a sense of confidence with this yet. I've had to do so much research on FHA, local laws, etc., with various inquiries. I'm learning so much and really appreciate you and the other investors taking the time to provide me your thoughts.

Post: Overseas request for application?

Rachel E. KrawcykPosted
  • Rental Property Investor
  • Orlando, FL
  • Posts 15
  • Votes 0

@Nathan G. Thank you. I replied with exactly that. :)