All Forum Posts by: Quincy Gordon Jr.

Thank You Christopher Copley! We are looking into all the options right now. I appreciate you taking the time out to respond. 

Hello Bigger Pockets community, 

I need some advice on how to consolidate credit card debt and what are some of the best options available. I am going to be honest, and say I do not have a clue about anything on this topic. This is actually for my mother who is being overwhelmed with credit card debt. I don't want her to file for bankruptcy.  Any advice would help. What are some of the questions she should be asking when considering doing this? Are there programs/companies whose main focus is consolidation? 

Thank you all for your time. 

Thank you both @Bob Okenwa and @Megan Phillips really great suggestions. Yh I do travel "often" but not really monthly usually once every 2 or 3 months. So speaking of credit cards from my own bank and getting points if you were to have one for Bank of America travel rewards card then that would be a great referral one. 

Hello BP community, 

I am trying to decide what other credit cards should I get to help build my credit. I have no previous credit history so the mortgage loan officers I've spoken to have said to start building credit and to have at least three lines of credit. 

Currently, I am getting a discover secured card and I am considering getting a Best Buy credit card and then an airline card (I don't know which one yet). 

I don't if I am making the right decision should I just apply for another credit card from another bank? And my last question, how long should I wait before I get each card or that does not matter? 

Thanks for any help 

Hello, 

  @Chace Fraser I will definitely take your advice. 

 @Dmitriy Fomichenko I am currently doing those things you have mentioned! 

@Brandon L.   Thanks so much for the recommendations I have already one and can't wait to read the rest 

A mini update, I met with 2 realtors today and both sent me to a mortgage loan originator. So my focus is just to build my credit until I can go back to them to get preapproved. My goal is to get my first property by Oct-Nov of 2019.  

Thank you all for the welcomes and advice! I appreciate all of you.  

Thanks for the advice @Jarrod Weaver I will definitely keep checking on there because I didn't really see anything now. 

@Rita Medeiros Which meetup are you apart of exactly? I will would come. Thank you. 

Thank you! @Marlon Fong appreciate it.  

Hello BiggerPockets Community! 

I am excited to become apart of such a supportive community. My first day I was already talking with members about a REA in Freeport, Grand Bahama (where I am originally from). I am 20 years old and looking to do a house hack in Broward or Miami-dade county (close to FIU). I have been listening to the podcast daily, read rich dad poor dad in two days and currently reading the millionaire next door. Coupled with that I have been trying to take action like going to a real estate event and I meet with a real estate agent yesterday. I still feel kind of lost. 

This is sort of a rough draft of my plans, I would either like to get a multi-family (nothing bigger than a quadplex) or single family 3beds at least and house hack them for cash flow. 

Yesterday I realized while sitting with the realtor that I don't know what I should be asking them or how the interaction should go. We just sat in his office and looked at properties on his computer. I am guessing this is normal. And a lot of the properties were townhouse and condos which seem to be a big thing in the area of Miami I am looking at. I read how they are not the best investments because they do not appreciate well and I personally don't like the idea of HOA fees. But does anyone who has started off with Townhouse/condos and have been successful have any advice for me? Because I am thinking that a townhouse is not a terrible idea. I can get at least a 3 bed 2/1 baths and house hack that. But I still love the idea of owning my own home.

Well, this is my little introduction as a new member.  I hope we can have a great discussion and bring value to each other.