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All Forum Posts by: Praveen Van

Praveen Van has started 1 posts and replied 2 times.

Private Lending & Conventional Mortgage Advice

Post: loan without impacting credit score/history (DSCR loan)

Praveen VanPosted
  • Posts 2
  • Votes 1

Thanks for your response Tom! Appreciate it. Could you please share info on the commercial loans that you mentioned?

0 Votes
Orange County, California
Private Lending & Conventional Mortgage Advice

Post: loan without impacting credit score/history (DSCR loan)

Praveen VanPosted
  • Posts 2
  • Votes 1

Hello BPs, 
I am newbie here and have a question related to DSCR loan. I own multiple rentals (with conventional loan types) and its getting tougher for my next big rental ($2M property) which I am going to purchase through a partnership LLC. I heard about DSCR loan where it looks at the property rental income to purchase value ration and not your credit history. Is this true? Would this new DSCR loan be still reported/shown on all of the LLC partners credit history? I dont want it to be impacting all of our credit score.

Appreciate any response in advance. 

1 Vote
Orange County, California