I was really dumb the past two years. I had a totally paid off 2002 BMW 325i.... my first car had since I was 17. I graduated college and got a new fancy job with tons of travel so I bought a new loaded 2013 VW GLI. The GLI fell apart with in the six months/ 20k miles of ownership so I took a 6k loss (really dumb) for a 2012 BMW 3-series coupe. I just got out of that for two reasons 1) a $500 monthly payment....... 2) it was totally useless. I came back to earth. I was able to recoop some of my negative and picked up a 2008 BMW X3. Yes, I still have payments but my monthly obligation dropped $200 a month, but continuing my $500 month payment it will be paid for in 2.5 years.
What have I learned. I have successfully had 3 cars made by the same manufacturer and I am too spontaneous. This X3 now holds boxes and I will drive it till it is dead.
2002 BMW - Should have kept
2013 VW GLI - Clearly I was delusional here, POS
2012 328i - too expense for uselessness
2008 BMW X3 - basically my white car as an suv