All Forum Posts by: Poonam Hemrajani

Ho can I become Mortgage loan officer? Can I do this as a part time job? Do i have to be associated to a company

I am looking for investment property in TX. I have 1 in Round Rock

Which city should I target next , budget is 250-280K

Here are my choices

Cedar park

Round Rock

Pflugervile

Should I consider Leander?

Poonam

@Sayli Mulay

Hi Sayli

We are in Sunnyvale, CA and have a heloc. We refinanced our primary loan and rate was higher because of heloc. We had a choice to consolidate geloc and primary but here are some disadvantages and due to which we left it

1. Heloc processing is now more complicated and it may impact your borrowing limit if you close and borrow. I wanted to have some cash on hand in case our jobs are impacted. My kids are in college and high school so as safety needed the funds and did not want to

lose that

2. The interest rate of heloc is 1.5-2 (fluctuates every month automatically) , if i consolidated it then my interest rate would be higher 2.5-2.8 for entire amount so left my heloc as is.

Hope it help

@Sandeep S. and @Romil S. -I am from Sunnyvale and I am a newbie on this forum . I have have an investment property in Round Rock TX and now debating to buy investment property in TX vs CA ? Have you compared both options and what are the advantages of each option