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All Forum Posts by: Philip Rayos

Philip Rayos has started 1 posts and replied 2 times.

Personal Finance

Post: Can't seller finance with a balloon payment under LLC in Texas?

Philip RayosPosted
  • Posts 2
  • Votes 0
Quote from @Gustavo Delgado:

I don't quite follow. Why exactly can't you seller finance a home to a buyer that you own free and clear? 

The lawyer for the title company said because of the 5 year balloon I couldn’t sell it under my LLC and had to transfer it to my name. Something to do with the Frank Dodd Act. If it was a straight amortized loan with no balloon, then selling in my LLC would be fine. 
0 Votes
Houston, Texas
Personal Finance

Post: Can't seller finance with a balloon payment under LLC in Texas?

Philip RayosPosted
  • Posts 2
  • Votes 0

My title company is saying that I cannot do a seller finance deal for a home I own free and clear and sell it under my LLC since there is a 5-year balloon payment. Has anyone had this issue? What did you do? She's saying I can sell it under my name or a trust. I'm in Houston, Texas

0 Votes
Houston, Texas