All Forum Posts by: Joel Nielsen

You can write to the three main credit bureaus requesting that you want fraud protection alerts on your file. I have done this and have not had any problems to date.

The most important thing for me is to NEVER give out my social security number. I'm always stunned when someone wants me to give it up. I believe that the only time you are REQUIRED to give your SSN is to the IRS for taxes or to anyone who extends you credit. It should never be given to open up say a video rental card and I believe that anyone denying you services because of refusal to give an SSN can be fined.

Just wanted to say howdy to the gang. I've been in the RE game for 14 years, with 12 years as the owner of Patriot Financial LLC. We specialize in Commercial, Residential and Hard Money loans. We just recently got involved in the bulk REO game (by sheer happenstance I might add) and am looking to learn all I can about this niche industry.

When I'm not working in RE I volunteer as a consultant for SCORE which is a small division of the Small Business Administration. We provide business fundamentals for people who want to start their own companies. Our services are free to the public and at the end of the day we enjoy the knowledge that our work contributes to the growth of our communities and helps our clients realize the American Dream of small business ownership. I hold an MBA from Ohio University.

Best,
Joel Nielsen