All Forum Posts by: Mona V.

Hi,

I am interested in a property sent to me by a wholesaler. I understand I have to do my own due-diligence and I wouldn't trust their estimated ARV, but I have never dealt with a wholesaler before as a buyer. I searched on the forums to see what all can go wrong, most of the discussions are centered around ARV/repair estimates. Other than these numbers, what should I be careful of while doing a deal with a wholesaler. Should I ask for a copy of the contract? Wholesaler is asking for earnest money, is that a normal thing in wholesale delas? I am looking for any way I could be fooled by a wholesaler (other than ARV/repair estimates) so that I can protect myself. Any help is highly appreciated. Thanks!

I have been in the same situation, and like everyone said, decision is very personal. I ended up paying my primary house and to me that's one of the best decisions I have made. It gave me relief and clarity to think about what to do with my money next, and not to worry about mortgage. 

I ended up getting a HELOC on the house later and I use that for investments as and when I need it. I would not pay my rental properties with that.

I also decided not to have debts which don't produce income, primary home is generally one of them(unless you are renting out a part of it). The amount I would pay in interest itself on the life of a loan was enough to make me decide that. 

I agree, this is not the best financial approach if you just look at the numbers, I would do what make me sleep fine in the night, at the same time making me some money.  Depends on how much security you feel in your job too.

I second Mark Poulton, the peace of mind alone is worth it!

Another thing which might help decide is thinking about your final goal, is your priority having financial freedom early on or, to be very wealthy later, I don't see them as same. (But I know we all want both:)) 

Thanks Thomas. Whom should I contact if I need more information about that culvert, maybe it had a problem few months back and is fine now? I also have data now that the average usage of the tenants in the house is 300-450 gallons per day. There are four people living in there, 5 sometimes. Wake county tells me that the system is designed for 250 gallons per day. The house has 3 bedrooms, I thought the permit is given for 2 heads per bedroom, if 100 gallon per day usage of a person is correct then the permit seems wrong to me. I got the 100 gallon per day usage for a person from the internet search, so not sure if I am wrong anywhere, what do you think?

Thanks and happy new year!

Thanks Thomas. I got the water meter installed, county is monitoring it now. My septic guy added the risers and sealed the entrance of the tank and now i am looking for a landscaping person who can add fill on top of the drainfield. County person told me its not as saturated as before, but still high. I am guessing that's just because it has not rained recently but we'll see. 

I tried to look for culvert around the property where septic system us but couldn't find any, I don't see it on the survey either. Where do I look for it?

Thanks!

Thanks Steve!

Link to the permit -

Septic Permit

I am sorry, maybe I am calling the "risers" with a wrong name. I was talking about the concrete risers on top of the tank, on which the lid is placed. I have attached a image below I could find closest to the one I have, mine looks like the square ones, and I have two.  The county personnel told me these risers need to be atleast 6 inch above the grade, currently they are not even one inch above the grade.

I got this system installed new in May 2016, and the leachfield is already saturated. Water is backed up into the drain pipe from the house. 

You are right, the water stays on the leachfield right now because the soil settled. I didn't notice it till this problem happened.

The county inspector came back and did the site evaluation and they believe soil is fine. Looks like they stopped doing the soil perc test many years back.

I have been looking online and read somewhere if the top of the tank is not sealed then rainwater can fill it up quick. I don't think mine is sealed right now, so thats another thing I am trying to get done.

For some reason I am not able to attach the permit from my file space in the forum, I'll send it to you in a private message, meanwhile I will figure how to get the option to attach it. I will also check the links you had sent. I'll try to get some photos too and put them in the forum. Thanks!

Thank you all. Problem existed before hurricane mathew. From what I have learned from the county department people,  the top of the risers of the tank need to be atleast 6 inch above the grade which they are not, the soil where the drain field was has settled a little more than the surrounding area. need to add some fill for the slope on the drain field and the entrance of the tank need to be sealed. Still not sure if that would solve the problem but some logical steps to do which I have figured till now. Also going to put a water meter on the well head, although I am pretty sure water is not coming from the house but to be sure.

Hi,

This is a more technical question, I have a house with brand new septic system installed, absolutely new drain field and we realised it already saturated in 3 months!! was expected to take around 15-20 years! I checked there are no plumbing leakages from the house, the water is not coming from the drain of the house. There was an older drain field (also saturated, hence the need for the new one) but that one was working fine for years. Its not the soil (soil perc test done). Water table as the county says is not that high. Any ideas how this can happen! There is really nothing I can do to even buy time, I have tenants in that property. Any suggestion what can I try next to diagnose this?

Thanks!

I bought a property where the head of the well head had not been taken out since 1967, now that I did to chlorinate it, I realised it lies a few feet into neighbor's property. There is no well easement currently, since nobody ever tried to find out where the well is. I guess my best chance here would be to ask for an easement from the neighbor so that I can maintain the well, or maybe ask him to sell that little piece of land to me?  I have never entered this situation before so any ideas to approach this in a better way? 

If I don't get the easement, I guess neighbor would need to abondon the well and I would need to drill a new one. Well is not shared between properties, but looks like it used to be one big lot long time back.

Thank you all!