All Forum Posts by: Neil Masincupp

Thanks very much for your insight gentlemen.  I think you both make some great points.  Perhaps the extra cash flow would be better used to secure addtional properties.  Put that money to work. I don't know much about the passive real estate investing vehicles (perhaps REITs are what you are referring to) but I'll start some reseach.  I like the idea of not having everything in the market. 

Looking for some insight and any angles I may be missing.  I have 5 properties with financing.  I owe ~475K between them and the interest rates vary from 4.35 to 4.75%

I am trying to work out if I would be bettrer off pouring my extra cash (about 4K a month) into paying down my rental debt or putting that money in the market.  I am 41 and with ~25 years for the investments to grow, I beleive it could far exceed the interest payments given the realtively low rates.

Then again, I could have all my properties paid off in about 5 years...which would amazing.

Oh, I also contribute 15% of my income to my company 401K and that wouldnt change as well as my wife and I both having military pensions. 

What would you do?  Thanks!