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All Forum Posts by: Carol Venolia

Carol Venolia has started 18 posts and replied 193 times.

Post: Getting title insurance after tax-deed sale purchase in CA

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Quote from @Carol Venolia:
Quote from @Breeze Xue:
Quote from @Carol Venolia:
Quote from @Josue Rosa:

Hi Carol! Only specific title companies will handle this - I can refer you if that would help. There can be a few more steps specific to properties bought at tax deed auctions here in California. I've sold a few this year and have a few coming up - not rocket science but definitely a few more hoops and only a few title and escrow companies will work on them. Hope this helps!


 Hi Josue,

Thank you for your update on the state of things! And I appreciate your offer to refer me to title companies that will work with a seller of a property bought at a tax-deed auction. Fortunately, the situation I posted about that started this thread is well behind me now. I worked with the one title company I found that would handle such a sale, and the sale was completed (with the help of Tax Title Services).

I haven't bought any properties at tax-deed auctions in the intervening years, but I still look at the properties up for auction. If I jump back into that arena, I'd love to get your advice!

For now, can you say a bit more about what those "few more hoops" are that you referred to? I did most of my tax-deed purchases around 2015, so no doubt there have been a few changes.

Thanks again!

Hi Carol, 
Thank you so much for initiating the post 7 years ago. it shared great insights already!
 I am also a newbie in this tax deed investing in California who would want to know which title companies would offer title insurance after some time of tax sales without going through the TTS. Is it possible nowadays? 
Hi Bree,

Best wishes as you ride the Tax Deed Trail! I wish I could tell you which title companies offer title insurance on a property purchased at a tax deed sale, but these things change constantly and it's been a few years since I've been in the tax deed game. I suggest that you do what I did back then: call every title company in the state and ask if they'll handle this kind of sale. Tax Title Services may be helpful, too. 




Post: Getting title insurance after tax-deed sale purchase in CA

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Quote from @Breeze Xue:
Quote from @Carol Venolia:
Quote from @Josue Rosa:

Hi Carol! Only specific title companies will handle this - I can refer you if that would help. There can be a few more steps specific to properties bought at tax deed auctions here in California. I've sold a few this year and have a few coming up - not rocket science but definitely a few more hoops and only a few title and escrow companies will work on them. Hope this helps!


 Hi Josue,

Thank you for your update on the state of things! And I appreciate your offer to refer me to title companies that will work with a seller of a property bought at a tax-deed auction. Fortunately, the situation I posted about that started this thread is well behind me now. I worked with the one title company I found that would handle such a sale, and the sale was completed (with the help of Tax Title Services).

I haven't bought any properties at tax-deed auctions in the intervening years, but I still look at the properties up for auction. If I jump back into that arena, I'd love to get your advice!

For now, can you say a bit more about what those "few more hoops" are that you referred to? I did most of my tax-deed purchases around 2015, so no doubt there have been a few changes.

Thanks again!

Hi Carol, 
Thank you so much for initiating the post 7 years ago. it shared great insights already!
 I am also a newbie in this tax deed investing in California who would want to know which title companies would offer title insurance after some time of tax sales without going through the TTS. Is it possible nowadays? 




Post: Getting title insurance after tax-deed sale purchase in CA

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Quote from @Josue Rosa:

Hi Carol! Only specific title companies will handle this - I can refer you if that would help. There can be a few more steps specific to properties bought at tax deed auctions here in California. I've sold a few this year and have a few coming up - not rocket science but definitely a few more hoops and only a few title and escrow companies will work on them. Hope this helps!


 Hi Josue,

Thank you for your update on the state of things! And I appreciate your offer to refer me to title companies that will work with a seller of a property bought at a tax-deed auction. Fortunately, the situation I posted about that started this thread is well behind me now. I worked with the one title company I found that would handle such a sale, and the sale was completed (with the help of Tax Title Services).

I haven't bought any properties at tax-deed auctions in the intervening years, but I still look at the properties up for auction. If I jump back into that arena, I'd love to get your advice!

For now, can you say a bit more about what those "few more hoops" are that you referred to? I did most of my tax-deed purchases around 2015, so no doubt there have been a few changes.

Thanks again!

Post: Getting title insurance after tax-deed sale purchase in CA

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Quote from @David M.:

@Carol Venolia

Sounds you shouldn't listen to the rumor mill...  It does sound weird that you could just "get" Title Insurance.  Of course, you'd have to pay the insurance premium to get it.  Title Insurance is regulated by state to include the fees.  So, it shouldn't really matter what Title company you use...  

Good luck.


 Hi David,

Just to clear up the misunderstanding, by "get title insurance," I meant pay for it.

And, in fact, seven years ago when I made the original post in this thread, it mattered a lot which title company one used. I don't know how things are now, but at that time I called about a dozen title companies, and only found one that would work with me when I was selling a lot that I bought at a tax-deed sale a little over a year before. Title companies were extremely nervous about properties purchased at tax deed sales at that point. I assume that nervousness came about because some tax-deed sales didn't stand up in court.

If anyone knows that current status of this subject (title companies' willingness to work with someone selling a property purchased at a tax-deed sale), I'd be interested in hearing about it!

Post: Getting title insurance after tax-deed sale purchase in CA

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Quote from @Lisa Gregory:

California is most definitely a Tax-deed sale state.  There is no redemption period for delinquent taxes.  After 5 years of delinquent taxes the county can foreclose on your property.  The property owner has until 5 pm the day before the sale to cure the taxes.  Meaning pay all tax delinquencies.  Once the tax deed sale is complete the redemption is lost.  However, if there is a dwelling on the property there is 1 year from the auction date to cure the loan.  Meaning paying all fees. Penalties, outstanding mortgage balances, liens, judgements, etc... paid in full. Then the owner can take their house back.   

Thank you, Lisa! I didn't know about that 1-year curing period. Are you saying that for one year after a property owner has lost a home in a tax-deed sale, they can still get it back from the person who bought it at auction if they pay off all fees related to the property? That would have a serious chilling effect on buying homes at a tax-deed auction.

Post: Does a multifamily property need different appraisal than a house

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
I want to get an appraisal for a 3-unit residential rental property I own. Some folks tell me that requires a Commercial appraiser, some say Residential. My guess is that it's like realtors: If you're an investor, you want to work with a realtor who understands investment properties. But I'm new to this. Is an appraisal of an investment property done differently than for a single-family home? Should I look for an appraiser with investment/multifamily experience? Thanks!

Post: Tenants want to breed dachshunds

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Update for anyone who's still watching this thread: I let the City do my dirty work; called the Planning Department and learned that dog breeding is not allowed in that zoning. Yay!

So I politely but firmly told my tenants that the City won't allow breeding there, and that I won't give them permission to get a "female companion" for their dachshund because it wouldn't be fair to the other tenants who aren't allowed to have even one dog.

I thought my tenants might get pissy or even move out, but their response was essentially "Okay, thanks; no problem." So I learned a lot from all of this. :-)

Thank you all for your sage advice!

Post: Tenants want to breed dachshunds

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117

LOL, good point, @Pat L.!

Post: Tenants want to breed dachshunds

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117

@Deanna O., that is a brilliant idea! If nothing else, it will make it look like I'm caring and thoughtful--or maybe I'll be honest and tell them it was actually your idea. ;-)

Thank you so much!

Post: Tenants want to breed dachshunds

Carol VenoliaPosted
  • Flipper/Rehabber
  • Monterey, CA
  • Posts 193
  • Votes 117
Wow, so many helpful replies I can't even tag everyone to say thank you. But thank you all so much! You've given me the backbone and lots of good language for saying No. Thank you!!