All Forum Posts by: Morgan N.

This goes to everyone in Fort Worth. My investment home is located in the Northern part of Fort Worth. Any biggerpockets member want to share with me who they use as contractors? I'm looking for a decently priced all around contractor/handyman to call on in case something happens to the home that I can't fix myself. It will be for both our benefits, one is you help out the contractor with extra jobs on the side and two is i get a good hard working trustworthy helper.

I just went with safeco and guess what? This may sound like an insurance commercial but I REALLY DID SAVE about $500 this year! Farmers was offering me $170k coverage for about $1571/year without liability. Safeco was offering me $140k coverage for $1067/year PLUS $300k liability plan... I was in such a rush to get insurance that I almost picked the first one. The house is worth just about $120k excluding the land it was built on.

I'll look into safeco. correct me if im wrong, but i feel like these well known insurance companies like allstate, farmers, state farm charge really high rates while these less known companies are a lot cheaper. 

@Jon Holdman 

 what if the property is worth $120k?

this farmers landlord insurance premium is insane if I compare it to your premium! its $1475/year without liability! and the limits is $178k that they will pay if my house blows up!

Hi everyone I tried searching for these topics on a specific note. Now I know that its very specific or every household. But can someone tell me what premiums or rates they are getting for their landlord insurance?

Here's my property that will soon be leased to a tenant very soon:

1830sqft, 3/2, built in 2005, in fort worth, in saginaw, (fort worth) texas. I just got off the phone with State Farms insurance and they quoted me about $1476/year which I think is pretty high isn't it?

Also this doesnt include liability insurance. Do you guys have liability insurance in your rental homes?

@Shawn Thom its mls. yes ill look into that. I did once read that some companies will actually give free quotes. Thanks!

in the last 2 pictures you can see the crack lines right thru a brick. I went home to the place I'm renting and I check my home and I don't see anything like it in the place I'm living. Does this seem like anything I should be concerned about? I know a full fledge inspector would be the best bet to examine this, but I thought I'd save the trouble and hardship by just posting in the analysis topic.

Sorry here are 2 more:

https://www.dropbox.com/s/ytp0lkmp57j95l6/photo%202.JPG

https://www.dropbox.com/s/fr0ks0r92b4mc68/photo%203.JPG

https://www.dropbox.com/s/9b7blnk52z16tvf/photo%201.JPG

I'm sorry this is the link. It stretches from the bottom of the slab. I don't see a crack on the slab tho. but it stretches up to the top of the bricks where the roof lining is. You can't even fit a dime in between the crack but maybe its possible to fit at the very top of the bricks. Its a 2005 home. its only had one single owner since 2005. I don't think there is record of any issues just yet. Also I noticed a crack going from side to side on the drive way too.